Monday, February 29, 2016

Pssst - want to know a secret that banks car insurance companies don t share with you

Every single driver in the U. S. is required to have Car Insurance. And most of drive around confident that we have adequate coverage to protect us should we ever be involved in an accident.


Yet, almost 97% of all drivers are not adequately protected....and don't even know it. Here's what I mean.


Let's say you're involved in an accident and it's serious enough that the car is considered a "total loss" by your Insurance Company. Or, maybe your vehicle gets stolen. A few weeks later, you get a check from your Insurance Company.


When you look at the amount, you're shocked. It's thousands less than what you owe on your car. How can that be, you ask?


Well, like most, your policy has this short clause buried somewhere in all that legalese -


"In the event of a total loss, the policy holder will receive the actual cash value of the vehicle, minus any deductible."


Did you catch the 3, very important words in that clause? The three words are - "actual cash value."


Actual Cash Value means you're going to get a get a check for....


"What it's worth" not "What you owe.”


Isn’t that a nasty little surprise.


And like most, you owe quite a bit more than what the car or truck is worth. What would you owe your Bank or Credit Union if your car was totaled today?


So, how do you avoid this situation?


Well, when you buy a new or used vehicle, add a "rider" to your policy or purchase a separate "rider.”


If you have Homeowners or Rental insurance, a "rider" might sound familiar. For a homeowner’s policy, if you own expensive items, like fine jewelry, you need to add a rider to your policy. The reason - Insurance Companies won't cover those types of items as part of a regular insurance policy.


So, you pay an extra $5 or $6 a month to have those items fully covered by the rider."


If anything ever happens to the jewelry, it gets replaced.


A rider for your car or truck is called GAP Insurance or GAP Protection. It's just like the rider for your Home - except it's only for cars, vans, trucks or suv’s.


It covers "What You Owe", not "What its worth.”


It doesn't matter what the reason is - if it's ever totaled due to theft, fire, accident, flood, tornado, vandalism, hurricane, it's covered - and paid-in-full!


You can protect yourself four different ways.


1. Put at least 20%-30% down on any new or used car purchase to erase any gap;


2. Purchase a "Rider" - AKA GAP Insurance from your Car Insurance Company or Bank;


3. Purchase Gap Insurance from another Insurance Company;


4. Buy Gap Insurance from the Dealership you're buying at.


Any one of these options is great way to protect yourself. Whether you're getting ready to purchase a new car or truck, or purchased a vehicle in the last 2 years or so, make sure the "gap" between what your vehicle is worth and what you owe is covered.


First time home buyers fulfill dreams with the right mortgage

There's no doubt that owning your own home is one of the cornerstones of the American dream. Indeed, low interest rates over the past decade have meant that more Americans than ever before have become first time home buyers. Yet, as anyone following the news knows, the subprime lending market of the past has created a number of repercussions, including many homes foreclosing due to the inability of owners to make their house payments.


With foreclosures increasing and the hot housing market cooling, the asking prices for homes are dropping. This is great news for first time home buyers who are seeking to buy a heartland home in places like Minnesota, Iowa, and Nebraska. Indeed, mortgages in Burnsville MN - as well as purchase and refinance mortgages in MN - are readily available for first time home buyers MN.


What to Look for in a Lending Company


When it comes to mortgages in MN - whether home mortgages or commercial mortgages in MN - it's important to find the right lending company. For example, a company that is locally owned and operated, as opposed to a national chain, is more likely to have quality lending products and a staff that is experienced in every area of lending. They are better able to find the type of mortgage that is right for you and your family, whether you're seeking to buy a new home or refinance your existing home. In addition, local companies usually pride themselves on their customer service, so your experience with them will be more personalized.


What if Your Credit is Less than Ideal?


Before you go to a lender, you should check your credit rating. Federal law requires that each of the three major credit reporting agencies provide you with a free annual credit report. Reviewing these reports will not only provide you with your credit rating, but will alert you to any misinformation or errors contained in your report.


Bad credit mortgages come with higher interest rates, so it pays to clean up your credit before actually buying a home. A good lending company will offer credit improvement services to help you repair your credit prior to obtaining a loan. This may involve setting up payment plans to existing creditors, challenging bad reports that are on your record in error, and so forth. Having someone to help you navigate through the maze of credit reporting is extremely useful, so find a lender who can help guide you. Keep in mind, though, that even if your credit isn't pristine, you can still obtain a mortgage.


Fulfilling Your Dreams


With the right mortgage, first time home buyers can truly own a piece of the American dream. It's enormously satisfying to pay a mortgage payment instead of rent every month, knowing that you're slowly and surely building equity. That equity lays a foundation for your financial future and that of your children that will truly make you rest easier.


Is your girlfriend a compulsive liar

Ideally, a relationship should be built on trust, respect and honesty. Keeping important things to yourself and not sharing it with your partner might eventually ruin your relationship.


There is such a thing as being a compulsive liar. If you are in a relationship and you love your partner too much to let him or her go, then you might want to take a look at the signs and reasons behind being a compulsive liar:


This bad habit can stem from having a very low self-confidence.


There are several reasons why one would compulsively or deliberately lie.


One of which is having a low self-esteem. If you do not love yourself enough, then you can never love anyone else completely and selflessly.


Having a low self-esteem can later on lead to compulsive lying.


Take this as an example. A girl who had a humiliating childhood experience or comes from a broken family is very ashamed of her family background.


Before she finally reaches adulthood, she is at a very awkward stage where it takes very little to wound her fragile ego.


As a result, she makes up stories about his family background, and lies about herself.


Once she sees that her stories are weaving magic on other people and the stories make them like her, what is the result?


She will keep on weaving lies, and this habit she will take with her until she grows into a mature adult.


People with this complex never think that they are, nor will they ever be, as good as the people around them. In the above example, once the girl turns out into a woman and she is at a stage where she begins to have relationships, guess what will happen?


Instead of breaking the chain and finding ways to stop the habit, she will keep on lying to keep a man interested.


In the end, she will never have a stable relationship because the truth about her will come out eventually.


What if my girlfriend IS a compulsive liar?


If you are a man with a girlfriend who is a compulsive liar, there is a very high probability that you will get hurt in the process. Once you find out about the web of lies that she told, will you still find it in your heart to forgive her?


Unfortunately, having a relationship with a compulsive liar is quite harmful to other people's feelings.


Compulsive liars cannot help lying 'even to their loved ones' and if you have a girlfriend with this condition and she does not want to seek help, then you are at a crossroads.


As heart-wrenching as it is to let go of somebody you love with this kind of situation, you have no choice but to let go. Otherwise, you are just letting yourself in for more heartbreak.


Compulsive liar sign #1: I am afraid to face the truth.


A compulsive liar feels that it is but natural to lie, so she is actually afraid of facing up to facts. She is always in denial. She wants to believe the lies that she made up, so much so that she sometimes believe it to be true. In fact, she wants it to be the truth.


Usually, compulsive liars develop this habit at an early age and it is carried on to their adulthood.


Compulsive liar sign #2: My lies are better than your truth.


Compulsive liars usually experience jealousy and fear towards other people.


He or she will also feel that since they are so used to lying, they can easily see through the deceit of other people. Thus, they show an air of authority, and they think that other people will never see through their lies.


This develops into a vicious cycle that is even more destructive for the person with this complex, and will surely affect the people around him or her.


Compulsive liar sign #3: I lie for my own purposes.


This statement is actually a lie by itself because compulsive liars can lie for any reason at all, even if they would not gain anything from it.


The habit of lying has become deeply indebted in their system that they cannot escape from it.


The Cure


The cure for compulsive lying depends on the person herself. If you are in a relationship with someone who is a compulsive liar, ask yourself, is she worth saving? The answer is, of course! Any person who wants to be cured of the compulsion to lie is worth saving.


The key is that she herself should want to change and do away with this habit. With some professional advise, some help from you and your loved ones, then you can take the first step to curing your girlfriend from this 'disease' of compulsive lying.


Sunday, February 28, 2016

Health and fitness for people above 50

Most aging adults don’t get enough physical activity. Exercise, though, can improve health impairments and prevent some diseases. It can also improve mood and emotional well being. The keys, though, to a sensible senior workout are to take it slowly and keep it up. Older people need to find a realistic mild to moderate enjoyable program.


Let me give you 8 important reasons why You should work out.


1. Sleeping Aid for Seniors


Because exercise effects the body is so many positive ways, it is clearly the most natural option for helping address sleep related issues. Regular exercise will first of all help tire the body physically, ensuring a natural form of fatigue that the body will address with a


need to get appropriate rest.


2. Strength Training = Strong Bones


A critical aspect of aging is the general weakening of both muscle tissue and our bones themselves. One of the surest ways to reduce the stress on our weakening bones is to increase our muscles mass through strength training. Strength training has repeatedly been shown to be a safe and effective method of reversing muscle loss in the elderly


3. Strong Heart


People who exercise vigorously and often will reduce the risk of heart disease the greatest, but studies also show that any exercise can be beneficial. Studies have found that moderate exercise is also beneficial for those people with existing heart disease.


4. Arthritis Help


Arthritis is defined as the inflammation of a joint, but it can certainly seem more painful than that. It can cause searing pain that leaves the body feeling weak for days. As people age, arthritis tends to develop from the extended every day uses of the body.


Exercise, though, can assist with arthritis by strengthening the muscles near the joint which helps reduce joint stress. While exercise is necessary for everyone, it is essential for those with arthritis


5. 58% lower risk for Type 2 diabetes


A study reported a 58% lower risk for Type 2 diabetes in adults who exercise for as little as 2.5 hours a week, even if the exercise was of a moderate level.


People with diabetes are at high risk for heart disease, so the protective effects of aerobic exercise on the heart are very important for people with Type 2 diabetes. Initial indications are that strength training to increase muscle mass and reduce patient fat is also helpful for people with diabetes.


6. Increased Overall Fitness


Being physically active appears to stimulate immune cells that target many viruses and infections. Though exercise appears to stimulate such cells, that stimulation appears to last only a few hours. However, regular exercise appears to lower the overall risk of being susceptible to the flu, colds, and other viruses.


7. Increased Stamina and Slowing the Aging clock


Physical fitness allows the body to perform to its full capacity. Fitness helps us appear, feel, and act to our full potential. Exercise is essentially the capability to complete everyday responsibilities energetically and actively, with energy remaining at the end of the day for appreciation of other activities.


8. No Brain Drain


How many times do you hear yourself or other seniors say, "Sorry, I'm just having another senior moment?” Many seniors are making exercise more of a habit so their sharp and educated minds don’t suffer. Studies across the country are showing that seniors who exercise their bodies have the least trouble exercising their minds


For more information You can download free Ebook at lifestyledecision. com/senior. pdf


Saturday, February 27, 2016

Addiction to thinking

Randall sought my help because he was stuck being miserable and had no idea how to get out of his misery. In his life he had experienced moments of great joy and sense of oneness with all of life, but those moments were infrequent. He wanted more of those moments but had no idea how to bring them about.


Randall is an extremely intelligent man, but in some ways he was using his own intelligence against himself. The problem was that when Randall did have those brief moments of true connection, he immediately went into his mind to try to figure out how it happened. The moment he went into his mind, he lost the connection that he so desperately desired.


The reason Randall went into his mind was that, as much as he wanted the joy of deep spiritual connection, he wanted something even more than that - control over that connection. Randall’s ego wounded self believed that he could control the connection with Spirit with his intellect - if only he could figure it out then he could control it. The last thing Randall wanted to do, which is what is necessary to connect with Spirit, is to surrender his thinking. Randall was deeply addicted to thinking as a way to not feel his inner experience. Thinking was his way of controlling his painful feelings, such as his aloneness, loneliness, and helplessness over others and over his spiritual connection.


Many us of are addicted to thinking. We believe if we can just figure things out we can control others and the outcome of things. We want to control how people feel about us and treat us by saying just the right thing - so we have to think about it over and over to discover the right thing to say. This is called “ruminating.” Ruminating is obsessively thinking about something over and over in the hopes of finally coming up with the “right” answer, the right thing to say, the right way to be to have control over others and the outcome of things. Ruminating is also a way to have control over our own painful feelings, which is what addictions are all about.


In my work with Randall, he would immediately go into his head and analyze what was happening in the session the minute feelings came up. Over and over I would bring him out of his head and into his body, into his feelings. His feelings were so terrifying to him that he could only stay with his feelings for a few moments before he was back into his head - explaining, figuring out, intellectualizing. He was so terrified of the soul loneliness and aloneness he felt that he had learned to avoid these feelings with his mind. Yet until Randall was willing to feel his painful feelings, which had been there since childhood, he couldn’t stay out of his head. As long as his intent was to control his pain rather than learn from it, he would not be able to move into the spiritual connection he so desired.


The purpose of all of our addictions are to avoid pain, especially the deep soul loneliness that we all feel in this society. The problem is that our disconnection from our feelings - which is our Inner Child - creates aloneness as well. Our feeling self, our Inner Child, is left alone inside with no one to attend to the painful feelings. It is only when our desire is to learn about how we may be causing our own painful feelings that we open to our inner experience. Our desire to learn also opens the door to our spiritual connection, which we cannot feel when our intent is to avoid pain with our various addictions.


It took Randall many months to be willing to feel his painful feelings, but he discovered that when he finally had the courage to feel them, it was not as bad as he thought. In fact, when he was no longer abandoning his Inner Child by going into his addictive thinking, he no longer felt alone within. Connecting with himself allowed him to connect with Spirit more and more of the time. Rather than getting there through thinking and trying to control it, he was getting there by being present in the moment with his inner experience - surrendering to the moment. Randall found that while he could not control others and the outcome of things, he actually did have control over his misery - by choosing the intent to learn rather than protecting against pain. While he couldn’t control Spirit, he did have control his own intent, which eventually led to his being able to connect with Spirit.


Plus size swimwear - look slimmer when you wear it

When you wear the right size plus size swimwear, you can actually look slimmer than you are. With plus size swimwear, ladies who are a little overweight can look their best and still enjoy the hot summer weather. Wearing swimwear that is too small shows out the bulges much more and makes them seem even bigger than they are. Plus size swimwear does not mean old-fashioned styles because plus size swimwear is available in all the latest fashions.


It is often hard to find plus size swimwear when you visit a regular department store. All you can find on the racks are the tiny bikinis that probably wouldn’t fit around your leg. You start to wonder whether you are the only one that has this problem with the lack of plus size swimwear that is available.


There are specialty stores that do carry plus size swimwear lines for women. Because this is often a special line that the store carries each year, it is very hard to find something unique. Most of the time, the swim wear is all the same color and style. And plus size swimwear may also be very expensive and this doesn’t fit in your budget. A lot of women want to find cheap plus size swimwear because they are buying it for a holiday and probably won’t wear it that often when they return home. You wear plus size swimwear on holidays, bring it home with you.


One place where you will easily be able to find cheap plus size swimwear is at the online retailers. These retailers do not carry an inventory and most of them do not have a bricks and mortar store. When you place an order for plus size swimwear, you can get it cheap because the retailer doesn’t need to have as much mark up to make a profit. One advantage of ordering your plus size swimwear online is the wide variety you have to choose from.


Online stores have plus sizes in swimwear from designers that would cost you a fortune at a regular store. This is one way you can have the latest fashions in the swim wear you choose and the prices are often so cheap, you might decide to buy two or more swimwear items. Finding plus size swimwear doesn’t have to be frustrating – do it at your own pace and time by shopping online.


Plus size swimwear is good looking, fits you and is cheaper online.


Search engine optimization seo the art of networking

Wikipedia defines the World Wide Web (“Web”) as “a system of interlinked, hypertext documents that runs over the Internet. With a Web browser, a user views Web pages that may contain text, images, and other multimedia and navigates between them using hyperlinks.” The Web has only been around since 1990, and yet, it already counts trillions of Web pages.


With so much information and the number of Web surfers increasing on a daily basis, the challenge of directing users to the appropriate source of information is becoming increasingly complex. That role belongs to search engines such as Google, Yahoo, and MSN who are competing fiercely in order to come up with the best and most accurate search results. Search engines act as “filters” in differentiating between the relevant and the irrelevant. Yet, how do they know what is “relevant” and what is “irrelevant” or “less relevant”?


They rely on whatever is found on a Web page and they rely on links that direct to a specific Web page. Whatever is found on a Web page can easily be manipulated, but what is found on another person’s Web page is harder to control. That leads us to the intrinsic nature of the Web, which is a network of “interconnected” Web pages. The connectedness of Web pages is complicated by the fact that webmasters, the creators of the Web pages, have their own agenda, which often conflicts with the objectives of Web surfers. Webmasters want to increase their websites’ exposure (which would translate into increased traffic), whereas Web surfers want to find information that is the most relevant to them. It is in this type of environment that search engines come into play in trying to act as arbitrators.


How do they do that? They evaluate the quality, relevancy, and weight of each incoming link in order to assign a value to it. The whole idea is based on the “democratic” nature of the Web. Why is it necessary for search engines to “assign a value” to incoming links (or, in other words, why aren’t all links of equal value)? Because search engines recognize the fact that “corruption” exists within the system and assigning a value to incoming links is a way to fight that corruption. The corruption comes mainly from webmasters that are trying to bend the rules in their favour in order to achieve higher rankings.


In this kind of environment, how to maximize a website’s exposure while respecting generally accepted guidelines of website development and promotion? By networking with other websites and making the case for votes. Sounds like an election? It is! Except that this election does not take place every four years, but every minute of every day, with no end in sight. The never-ending election it is called.


There are two facets to networking: (1) expanding a network and (2) strengthening a network. Expanding a network means to have the most exposure as possible while strengthening a network means getting votes. Other webmasters might know about a certain site, but they are under no obligation to link to that site. In that regard, the easy way to win a vote is to provide some incentives to other sites, meaning paying them a fee to add a link on their site (“sponsored link”) or reciprocating with a link back. The problem with this approach is that it costs money, is time consuming, and might only trigger a “vote” coming from a “link exchange” page, which is of poor quality. A more difficult approach to networking is to create “partnerships” with other websites where each side would benefit or creating quality content that would warrant inbound links.


This latter approach to networking has the advantage of (1) creating links that are more contextual, meaning that they will also have more value for search engines; (2) costing nothing because they are given out of free will; and (3) meeting accepted guidelines of proper website development.


This is where the two aspects of search engine optimization connect. On-page and off-page optimization go hand in hand because quality content is key to successful and sustainable networking. This is also where webmasters and Web users connect as quality content is also what most people are looking for when they search the Web.


Friday, February 26, 2016

Combining subscribe button with a help button

Most sites, especially blogs have feeds associated with them, but Internet users do not know what a feed is or how to use it. You’ve probably seen the little orange button with white writing (XML, RSS, Feeds, Syndicate This Site) on a web page or blog post. If you are a non-techie, you must have wondered what this little button is for. To ensure that Internet users know what a feed is, Dave Winer, RSS creator, advocates the use of one simple and universal button Subscribe, which leads to feeds rather than using XML, RSS, Feeds, etc. Some web developers even combines the Subcribe button with a Help button that will lead web users to an explanatory page about subscribing and RSS.


About RSS, XML, Syndicate This Site Link


A button or a link that says Syndicate This Site, RSS, XML simply means that the article title, a link and a brief description for each new page or post are available for you to use on your site or to access through a newsfeed reader program.


RSS is a text-based format specified in XML (Extensible Markup Language). XML is useful in describing, sharing and transmitting data across the Internet. XML defines data and HTML displays that data. The RSS abbreviation is used to refer to the following standards – Really Simple Syndication, Rich Site Summary, RDF (Resource Description Framework) Site Summary.


RSS feeds provide a list of items. Usually each item contains a title, summary, a link to the full version of the content and a link to a URL of the site. For the internet user, the ability to subscribe to content using RSS means that he gets content without having to browse from site to site and also of not having to worry about spam. The content goes to a newsfeed reader. He can choose whatever content he wants to subscribe to. For the content providers, RSS can help drive traffic to their sites by making it easy for users to be updated with new pages or blog posts.


A lot of sites include any one of the RSS, Syndicate This Site buttons. Clicking one of these buttons will take you to a broken page full of codes. Just copy the URL that appears in the address bar of the page or blog and use that URL to subscribe to the site in your newsfeed reader. The newsfeed reader will inform you when there is new content from a site you subscribed to.


When a site has an RSS feed, it is said to be syndicated. Syndication is a method through which web publishers and bloggers make their content available in a format that software can read. A newsfeed reader or news aggregator is software designed to subscribe to sites through syndication. A newsfeed reader automatically compiles latest contents of your sites that are RSS enabled. You can now view the sites’ updates in your newsfeed reader.


For example, you have several favorite travel websites. Rather than logging on to each one of these travel sites for fresh updates, you can just subscribe to their new contents (feeds) in your newsfeed reader software. A click of the RSS button will display a list of the headlines of all new entries from all the travel sites you subscribe to. Clicking the headline link will show a brief description for the entry and a link to the full version. You get to only read the entries that interest you.


You can install a newsfeed reader on your computer and have easy access to it on your desktop. You can also use an online newsfeed reader. Some of the more popular ones are FeedDemon for Windows, NetNewsWire for Mac OS X and Bloglines (web-based, free).


Once you’ve installed a newsfeed reader, you can then subscribe to feeds. Feeds are names given to sources of information utilized by newsfeed readers to obtain new contents and updates they display. Feeds are technically similar to web pages. However, web pages are written in HTML (Hypertext Markup Language, standard language with which all web pages are built) readable by humans. Conversely, feeds are intended to be read or processed by software. Feeds are based on XML technology. Newsfeed readers allow you to subscribe to feeds in different methods. Most web pages or blog posts have a little orange button that says XML, RSS, Syndicate This Site.


Feeds are very useful. They notify Internet users of updates from favorite sites without visiting them one by one. Feeds also allow users to read fresh contents from one convenient location.


Subscribe Button with Help Button – User Friendly


If you have RSS feeds, you definitely would like visitors to your site to subscribe to them. This way your site doesn’t get buried in oblivion. You also want to make it easy for them to subscribe to your feeds. A Subscribe button together with a Help button will be very beneficial and at the same time user friendly to your visitors.


Instead of the terms XML, RSS, Syndicate This Site, you can just use Subscribe. It is a very simple word that visitors understand compared to XML, RSS, etc. The Subscribe button is a universal RSS subscription button that lets your visitors add your RSS feeds to the newsfeed reader easily. Visitors will just click the Subscribe button on your site and they are given the go signal to select the newsfeed reader where they want to add your RSS feed. A Subscribe button makes subscription to RSS feeds easy. You can also monitor how many visitors subscribe to your feeds. Visitors will have a satisfactory online experience and thus increase visitor loyalty. However, some visitors may not understand what the Subscribe button means. This is where the Help button comes in handy.


Vis a vis the Subscribe button, clicking the Help button will display links to pages with in-depth information about feeds and subscribing. The pages include basic information on feeds, newsfeed readers, links to further readings and tutorials.


Make it a point that the Subscribe and Help Button are displayed prominently on your site to draw visitors’ attention to your RSS feeds and give them convenient access to websites and blogs (the media sources).


Thursday, February 25, 2016

Houston home owner insurance quote

If you are a Houston resident in search of a home owner insurance quote, you have probably heard the same advice repeatedly – shop around. Of course you need to shop around; otherwise, you may purchase a home owner insurance policy from an insurance company, only to later find you could have purchased the same home owner insurance policy from another insurance company – cheaper.


Check out these tips and tricks to get the best home owner insurance quote for your Houston home.


Don’t overlook the little guy.


Maybe you’re tempted to make an appointment with a large, well-known home owner insurance company in Houston; however, by choosing a skilled independent insurance agent, not only are you getting more personal, one-on-one attention, but you can also take advantage of the several different home owner insurance companies in Houston with which the independent agent is familiar and do business with.


Pay attention to discounts.


Pay real attention to discounts – don’t just accept what the insurance company offers and move on. Home owner insurance companies offer the normal discounts for safety features, sturdy building materials, and the age of your home. If you have an excellent claims history, however, make sure your home owner insurance agent is aware of it. Stellar claims histories usually help get you additional discounts.


Control yourself.


Once you’ve gotten your Houston home owner insurance quote, and your policy has taken effect, you may – sooner or later – find that you aren’t at all pleased with the policy. When this is the case, many of us are tempted to call the insurance company, give them a piece of our minds, and cancel the policy. First, take a deep breath. Call your insurance company to determine if the policy can be corrected, or altered, to your needs and expectations. If not, politely say goodbye and begin shopping for a new policy. Never cancel your current policy before securing yourself a new one.


Wednesday, February 24, 2016

A free list of immediately useful top paying keywords

Which keyword will you create content for? A $0.20 ( twenty cent) housepainting keyword or a $2.00 (two dollar) home improvement keyword. Many people will obviously go for the $2.00 keyword. A closer look however will show you are better off combining the two for a richer fuller presentation about home improvement. Additionally you can use $0.20 (cents) to launch a pay per click Adwords campaign to drive traffic to your site which will be displaying $2.00 ads. That obviously make for a lucrative spread.


As internet marketers our livelihood very much depends on how well the revenue streams we set up perform and unless you have a massive flow of traffic on a consistent basis, you don't want to mess with those $0.20 keywords. Personally I don't think sacrificing good content for the benefit of having higher paying keywords is useful. It can be beneficial in the short term. You however want to build a more sustainable business that will serve you for many years to come and that means being able to provide quality content that is useful for your readers. People come to your site expecting that they will be informed and leave having added some value to their lives. It is not easy when you are constantly being told to write in such a manner that helps your page rank and in a way search engines will love. Whatever approach we take should have a bearing on our site’s capacity to be a worthy information resource. The challenge therefore is about striking the right balance between the need to make some good income and being useful. Finding the right keyword combinations at both ends of pricing, mixed in with a meaningful content on a regular basis that ensures a spread like this is definitely the goal we all strive for.


There are many tools out there and one I find remarkably useful tracks keywords dynamically to ensure the latest values are available for your adsense/adwords campaign. Check it out for the latest free listing. It's an eye opener. Don't leave money on the table.


Tuesday, February 23, 2016

Pearls that really aren t the conch and the melo melo pearl

Things are not always as they seem. This is especially true for the conch “pearl” and the melo melo “pearl,” two types of gemstones that aren’t really pearls at all. Confusing? Yes, as these “pearls” resemble true pearls in more ways than one. Both the melo melo and the conch “pearl” are rare natural gems produced in marine animals; are referred to as pearls; look like pearls, and are used to create beautiful jewelry. So why aren’t they pearls? And if they aren’t true pearls than what the heck are they?


Non-nacreous pearls


Interestingly, not all “pearls” are made of nacre, the combination of aragonite (calcium carbonate) and conchiolin that is secreted from a mollusk and layered together to form what scientists call a nacreous pearl. Some marine animals, like the Queen conch and the melo melo sea snail, produce gorgeous gems made up of non-nacreous calcium carbonate. Calcite, rather than aragonite, is the primary material here. (This material, by the way, is said to be similar to the stuff that produces kidney stones in humans.)


Because they are non-nacreous, the conch “pearl” and the melo melo “pearl” are not considered true pearls by gemologists. Instead, they are classified as calcareous concretions and referred to as “pearls.” Note the quotation marks surrounding the word “pearl.” This punctuation is used to signify that the gem is not a true, nacreous pearl.


Conch “pearls”


Conch “pearls” are natural gems found in the Queen conch, Strombus gigas, a beautiful marine animal prized for its gorgeous shell and succulent meat. (Walk into any popular Caribbean eatery and you’re likely to find a selection of conch chowder and conch fritters on the menu. Note: Make sure to pronounce it correctly: conk, or you might get conched over the head.) The official symbol of the Bahamas and the Florida Keys, the Queen conch is fished in the warm, shallow waters of the Caribbean where it lives. The “pearls” are a delightful byproduct found by fisherman when the meat and shell are harvested.


Typically oval or baroque and less than 3mm in diameter—although much larger ones can be found—the porcelain-shiny conch “pearls” display the same colors as can be found on the animal’s shell interior: white, tan, yellow, and pink. A lovely shade of salmon-pink is the most popular color and typically commands the highest price.


A notable characteristic of conch “pearls,” but one that not all specimens display, is flaming, or chatoyancy. Described as a silk-like or wet silk appearance and typically only present on the pink “pearls,” flaming occurs because of the way the “pearl’s” layers are structured. Unlike pearls formed with nacreous crystals, conch “pearls” are formed by concentric layers of fibrous crystals. The flame effect is an optical illusion that results from this layered arrangement. A highly desirable trait, flame structure on a “pearl” will command more money than a “pearl” without this trait.


Like real pearls, conch “pearls” are thought to be produced by the animal as a protective measure against an intruder. Attempts to culture conch pearls, however, have been unsuccessful, although many efforts are underway.


Due to historical overfishing, the Queen conch is now protected in the Florida Keys, although the animal is fished in other parts of the Caribbean. When harvested, the Queen conch does not always contain a “pearl;” in fact such “pearls” are extremely rare. According to the Gemological Institute of America, only one in 10,000 Queen conch shells contains a "pearl;" adding to their appeal, very few of these are gem quality.


A relative newcomer to the world of decorative jewelry, the conch “pearl” was very much in fashion in Victorian-era baubles, but fell out of favor for a while. Today, conch “pearls” are again enjoying a surge in popularity. Anyone interested in purchasing jewelry made with a conch “pearl” should be aware that the color of these gems fades over time. While scientists are unsure why, some postulate that it has to do with ultraviolet rays breaking down the natural pigments, although even in dark places, the gems will eventually fade. Heat, age and dehydration are also thought to factor into the “pearls’” fading. Conch “pearls” should be worn only occasionally, and it is advisable to limit their time in the sun.


Melo Melo “pearls”


The South China Sea, the Pilippines, India and the Andaman Sea are home to a big orangey-brown gastropod called the melo melo sea snail. Like the Queen conch, this beautiful marine animal with its oversize scrolled shell can produce colorful non-nacreous “pearls.”


Ranging in color from tan to yellow to orange, these very rare calcareous concretions are mostly spherical and typically quite large. (It’s theorized that the animal’s ability to produce “pearls” of such substantial sizes is due to its wide shell opening. In fact, one notable melo melo “pearl” weighed in at 397.52 carats and was said to be nearly the size of a golf ball.) The coveted orange-colored melo melo “pearl” can exhibit intense flame structure, a highly desirable trait, although, like the conch “pearls,” the brilliant color will fade over time.


According to the Gemological Institute of America, as in nacreous pearl formation, the very rare melo melo “pearl” is most likely the result of an intruder…in this case believed to be formed when the gastropod’s large “foot” is bothered by an irritant. Scientists aren’t completely convinced of this theory, however.


Fashionable among Asians, melo melos are only now being appreciated by Western cultures. Like conch “pearls,” attempts to culture melo melo gems have been unsuccessful, thus, like conch “pearls,” the melo melo “pearls” on the market are rare and natural, and of course, expensive.


The power of your car what the japanese know and we don t

Picture this. Five days a week, you get into your car, ready for the hour long commute to work, school, the cafй your sister insists has the best breakfast. You turn on the radio, plug in your cell phone to recharge the battery, plug your Bluetooth into the second outlet on the console, adjust your ipod on the dash, and decide you're ready to go. Sound familiar? With commute times of U. S. drivers on the rise since ABC News reported in 2005 that 220 million Americans spend an average of more than 1.5 hours a day in their cars, it's reasonable that we've done all we can to make that portion of our day as comfortable and efficient as we can.


And we've done a pretty good job. MP3 players, cell phones, Bluetooths, DVD players, even laptop computers have become commonplace in the car — but what impact has that had on our vehicles themselves?


Most car batteries aren't designed to support an apartment-worth of electronic equipment and the result: they don't last nearly as long as they used to.


What's the solution? Well, if we take our cue from Japan (another country that loves the convenience of small, portable, electronic equipment), we should pay attention to the name Enova Systems.


Enova Systems, Inc. is a leader in the development and production of specialized digital power management systems and stationary power generation systems in cars. In short, new ways to get electricity to all your necessary toys when driving or idling. Essentially, power management systems monitor and control electric power in automobiles.


More specifically, Enova has engineered a hybrid electric drive system that provides the same functionality as a system that relies on an internal combustion engine, but consists of an electric motor and electronic controls to regulate the flow of electricity at various voltages to support the vehicle's batteries as needed.


Asia jumped on board early and is eating this technology up. Isuzu, popular in the United States for its high-performance pickups the i-290 and i-370 as well as its contribution to the SUV market with the five-passenger Ascender, is already working with Enova to include the HybridPowerTM drive system in some of its vehicles. In Singapore, they're using the system in battery-electric trains for the Singapore Land Transport Authority. In South Korea, service vehicles for the Seoul Mass Rapid Transit Circle Line system is utilizing the technology as well. In addition, the company is working with China to develop vehicle systems to accommodate the explosion of mass transit anticipated at the 2008 Olympic Games.


A good idea? Probably. There's no reason to expect that with the growth of urban sprawl that commute times will decrease in the near future, or that people will be willing to give up all the amenities that make their time on the freeways more comfortable. With newer cars (like the 2007 Nissan Altima) providing multiple outlets to plug in electric-powered accessories, we seem to be headed in a direction where stationary power (provided by the battery during idle) will become more necessary.


Sunday, February 21, 2016

Age difference is it important

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As everyone knows, girls as usual mature faster than boys. In the FSU countries this process is even more accelerated. Many children here know about a lack of money and food (it's not a secret that Soviet government sold corn while people there were duying from femine), they watch all that corruption and unfair proceedings of the country, challenges of life. Girls, in particular, often face behavior that in some other countries could be considered harassment: many women can find a job and earn money only if they win favor of their male bosses; often ladies are perceived as merely dolls without brains. Basic instinct of self-preservation and aiming for improvement make Russian brides search for better alternatives and men, who can appreciate them.

Until recent years there was a tendency among Russian/Ukrainian women to marry men close to their age who were either their high school sweethearts or college and university pals. Statistics show that 50-60% of marriages break within first three years of the union. Many women end up leaving the relationship with children, as well as disappointment in men their age from their home country. As a result, they turn to foreign men who are older and expect them to be more courteous, wise and caring.

An additional factor in searching for older men is also women's psychological perception. Since many girls grow up in "incomplete" families and are abandoned by their fathers, when they search for a relationship, on a subconscious level they veer more towards older partners. In other words, they are looking for a "father figure". They sometimes don’t even realize it, but when they turn to older men, they are looking for someone to be their protector, someone who'd take care of them and give them security they were deprived of as a child.

Although such pressure is getting less in the current days, until recently a lady could be viewed as an old maid unless she got married by the age of 22-23. On the contrary, most men do not face much pressure and begin getting serious about starting a family only close to their 30s. That automatically puts a 7-8 year difference between the partners. Add to it the time that men spent with the "wrong" partner in a previous marriage or relationship, and that puts available male candidates right at their late 30s – early 40s, which creates such a drastic age difference between the ladies and them.

Bottom line is: true love has no boundaries. If you find someone who seems attractive and interests you as a person, be daring and take a chance of finding your Russian bride despite the age and distance.

Saturday, February 20, 2016

My progress report on starting a home business

Summary: The tale told by one person who made the rash decision to leap into a new Internet Home Business as a complete Newbie. It highlights the struggles to survive the learning curve and remain sane to hopefully, one day, make some money.


Having battled through the Newbie tag, I have reached a new phase of my burgeoning Home Business. My computer desktop is now crowded with e-books and my dining table, chairs, and couches are littered with printed books and tutorials of what, I don’t know!


Do I need all this stuff? I don’t know, that’s why it’s all still there, It may be very important, or not. Do I want it? Well, you never know. As you can clearly see, I have graduated from the Newbie status to what I would call the frightening ‘Brain Freeze’ that’s when you tell yourself; ‘it is far better not to know right now, because I’m too busy and confused to handle it anyway’.


This stage is a time when you are no longer sure which memberships you have, or need, or want. You are not even sure what most of them can do for you, or what they cost you, if anything. You just don’t have the time or the will to find out.


I’m sure somewhere on my desk, amongst the hundreds of reminder notes I foolishly wrote to myself during the last couple of months, is at least one which will explain this chaos and gently guide me towards a simple resolution. I think this is a plan. I’ll look for such a note just as soon as I can spare the time.


At this point, it would be fair to say that I have no idea if I have made any money. That is because, I have not yet had time to find out how to determine that and that is because I am either stressed out doing battle with Google to approve some ads, or, I’m bogged down learning the newest ‘big thing’, or I am half way through writing an article for my website so I can finally have some free time to finish another installment on my Blog, etc.


Of course, I am also stressing about the lack of available seating in my home, in case I should receive unexpected visitors. That would be those people I used to know before establishing occupancy in Cyberspace.


If you are like me, you have been doing more studying in the last 6-8 weeks than you did during your entire time in high school and you are now forced to sacrifice your social life just to keep some sane working hours.


Who was it that said this will be soooo easy. Words like ‘everything is on automatic’, ‘It can be done in less than an hour each day’ ‘It doesn’t require you to learn anything’ ‘Even a child can do it’ ‘It only takes 5 minutes’ They are all lying, they have to, if they told the truth only extreme masochists and deranged computer nerds would ever take on an internet business.


Clearly, it’s not automatic and yes, it’s going to take a lot more than an hour a day and it most certainly will require you to learn a lot of new stuff about doing business online in general and creating your own home business in particular. But just because we have come to terms with that, it doesn’t mean we should forgive these self proclaimed ‘experts’.


Of course it’s not automatic and yes, it’s going to take a lot more than an hour a day and it most certainly will require you to learn a lot of new stuff about doing business online in general and creating your own home business in particular. But just because you have come to terms with that, it doesn’t mean you should excuse these self proclaimed ‘experts’. Frankly, there are times when you’ll just want to pick up an e-book and hit somebody


Now, of course, I am waiting for phase three, I expect that will be about the time I get my home back to normal, my brain freeze thaws out and my friends are once again willing to talk to me. Just, finally, knowing what it is I am actually doing will be an amazing revelation in itself.


The only thing I am certain about, right now, is that sometime in the future, I will have a functioning, profitable Internet Home Business, whatever that is. You can check out my website at plotkin-enterprises. com, to see how I am doing. Meanwhile, I’ll keep you posted.


Learning through correspondence

Correspondence in the case of distance learning would be any instructional material in a printed format which has been sent to the student. Why is correspondence or the printed word still the medium that is most commonly used? It’s probably because once the materials have been sent to a student, he can read it at his leisure anywhere. He does not need to be near a computer or a phone and doesn’t need to be Internet-connected. If there is supplementary material sent, it is usually meant to enhance and add to the printed material. This could be in the form of audio or video tapes, CD-ROMs or DVDs.


How exactly is this correspondence put together? It takes quite a bit of doing to put the material together. First of all, there’s a lot preparation involved. Some person who is qualified to do so has to put together the document which has to go out to all the students of that particular course. The person who puts together the document has to do the research for that particular topic, collate all the material and assemble it into a document, image or a chart. After the material is put together, the final version is duplicated, packed and sent off to the students for whom this is the instructional media.


What is the advantage that distance learning or correspondence has? The main advantage is probably the fact that the students do not need access to a computer or to a network in order to be a part of a learning environment. It can also act as a supplement to another learning media. What is also great is that there is no question of location or time constraints. Students can read, review and re-read at their own convenience and at their own pace. There are no classes to attend, no time schedules to follow.


Distance learning does come with a few limitations as well. One of then is that once the document has been sent off, the information cannot be updated unless it goes back to the preparation, packing and delivery routine. This can mean additional time and costs and sometimes works out to a considerable amount being spent. And of course, courses like these do limit them to a faceless learning which does not give them the benefit of instructors teaching them.


All said and done, correspondence is great way to impart knowledge across time and distances. This is especially relevant when the material is not likely to need updating. For example, in case studies, the details stay the same and even if there are changes, it will not change the facts of the case as far as the past goes, but just add a new scenario to the case as far as the present and future go. Correspondence also works well if it is used to describe a topic or when it is used for narration. It is also great for students when they have to practice, like math problems or learn a speech or poem by rote.


Thursday, February 18, 2016

Mathew and the highland rescue book review

A stimulating adventure! Sabine Muir has written a wonderful children’s story that can be read many, many times. This is a time-travel, Christian fantasy novel that reminds me a little bit of one of my favorite childhood books, ‘The Lion, the Witch and the Wardrobe’.


Here, the main character, Mathew, is a young boy growing up under difficulties that are quite uncommon from his piers. Mathew’s father is missing, his mother has begun a new romance and bullying at school weighs heavily upon his young shoulders. Mathew thought he could escape it all during his stay at his Aunt and Uncle’s tranquil family farm. Unexpectedly, Mathew and his cousins are thrown into an adventure when they accidentally enter a mystery gateway into to a world of Kings, Queens, Castles and ghosts.


Sabine Muir’s use of factual, historical legendary characters brought the Canmore Dynasty to life - an era that is quickly fading from all memory. The author’s research and understanding of the historical era is evident in this excellent piece of work. Her fascination with this particular section in time has produced several works of fiction.


‘Mathew and the Highland Rescue’ is only the first in a series of adventure books. A delightful light read for the adventurous and young-of-heart. I look forward to reading her next published work."


Publisher: Publish America, Inc.


ISBN#: 1413759165


Author: Sabine Muir


Wednesday, February 17, 2016

Increase your monthly online profits using this simple proven technique

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Welcome one and all. Whether you're a seasoned campaigner or a new internet marketer, I trust you'll benefit from what I'm about to share with you.

Imagine being given the key to Aladdin's cave - yours to keep and do with as you please. Now imagine the possibilities. They're endless! Riches beyond your wildest dreams to live the ultimate lifestyle, being able to help loved ones, the community you live in - you decide. How good would this feel to be able to help others? Imagine waking up each morning knowing you'll never have a financial problem ever again ...

It's good to dream isn't it? Now, what if you could turn this dream into reality? Surely anything is possible if you truly desire changes to your current circumstances. I firmly believe this. Your mind is truly amazing and incredibly powerful. Isn't this one of the main reasons for starting (or wanting to start) your own business? To provide the fortune and lifestyle of choice. I say thank goodness for the internet and for the business known as "Internet Marketing". What other business allows you to work from virtually anywhere, anytime, with little start up costs and potentially huge returns? I'm not saying it's easy or that everyone can expect the same incredible results. What I mean is the internet offers the opportunity for success in ways a traditional business does not.

Like many of you reading this article, I too have tried many different business and investment ventures. To date my success has been mixed, yet I'm determined to succeed. And in the not too distant future I'm confident of being able to supercharge my online profits by creating a 24x7, 365 day per year cash machine. How you ask? Well quite simply, with step by step help from an "internet guru", a business mentor who has been there done that! More importantly this "guru" is still doing it today and willing to share his knowledge and experience with those eager to learn. So why would you (or me for that matter) spend most of your life working a dead end job or perhaps running a traditional business? Who needs long hours, high stress levels, and poor financial gains?

So imagine my excitement at finding this "business success mentor" who is there to help me (and others) every step of the way ... to achieving financial and lifestyle success. For me it's like having the key to Aladdin's cave. You too can benefit financially from knowing and applying the tips, tricks and techniques found at this fantastic website. Do you know the number one golden rule for online success? It's the foundation for business success. So whether you're an internet newbie, seasoned online professional or just looking for strategies to improve your online success, take action now to include this must have technique in your bag of online tricks ...

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Golden Rule #1:
Capture the email address of ALL your website visitors for your future profit.

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Simple isn't it? Yet I'm surprised how many websites I visit that don't even bother to apply this golden rule. Often, as research shows, it can take at least seven (7) communications with your prospects (or existing customers) before they buy from you. Sure, people buy on impulse but there are no guarantees with this method. It really is a hit and miss strategy. Think about it. Really, you've done all the necessary hard work - found the ideal product or service; created your website; you've managed to attract prospects to your website yet profits still seem to be down or non existant.

So how can you increase your strike rate and increase your profits? You want to sell your product(s) and/or service to more visitors - but how you ask? Firstly, by applying Golden Rule #1. Then follow up prospects with structured communications at regular intervals (whilst not being too pushy), winning over their trust by providing valuable information, either by offering FREE ebooks, videos or ecourses. Failure to capture a visitor's email address is surely a recipe for disaster. A prospect / customer email address is your Aladdins Cave. It needs to be managed and nurtured so that it will grow and continue day after day to bring you treasures. Seriously, by not doing this you are giving away potential profits to your competition!

Take action now to ensure you apply Golden Rule #1 on your website. I know I will be. The mechanics of doing this is quite simple. Get the knowledge and the step by step how to do it, then you're in business. Then you're ready for Golden Rule #2.

Thankyou, good luck and here's to your success!
Ashley McCracken

Tuesday, February 16, 2016

How to come up with work at home business ideas

Moms working from home have become a common phenomenon in the past 10 years. The number of moms working on their own from their homes is on the rise. If you want to start your home based business but are not sure what business to start then you are not alone. There are lots of opportunities around us. Picking the right one is not easy. Here are some of my tips that can help you to pick the right business:


An Untapped Opportunity: Do you see a gap in a market? Is there something that you think can help a lot people but is currently not being offered? If there is something like that then that is untapped market. Seize this opportunity and build a business to fill this untapped market.


Around Your Craft: If you have a hobby then turn this craft or hobby into a business.


What About Your Trade/Profession: Maybe you can turn your profession into a business. If you are a graphic designer then start a graphic designing company.


Direct Selling / MLM Opportunities: If you love selling then consider direct selling. There are heaps of companies offering these services. There are lots of internet directories that can help you find the company that is most suited to your needs.


Still Not Sure What To Do: Not to worry. Most moms actually end up in this category. If you are in this category it means you need to go and find your business opportunity. You have to do oodles and oodles of research. Look around; listen to the radio shows on the internet (shows which cater to work at home moms). Read, observe and learn…You will soon discover an opportunity which you never thought existed.


One of the most important ingredients to success is passion. If you lack the passion then you will never be motivated to put in the hard yards. Passion is something you cannot fake. So take your time. Don’t be in a hurry to start a business straight away. Do your research. Don’t pick a business just because it has huge market. Pick the one that you are passionate about, something you love to do…Good luck picking the right business.


Monday, February 15, 2016

Security an ethical hacker

If an online company is large enough they might consider the services of a white hat hacker.


Typically when you hear the word ‘hacker’ it conjures up someone who, with ill intent, searches for ways to mine your company data and destroy or replace data. However, a white hat hacker is someone who could use their abilities to harm your business, but they make the choice to help uncover security failings in your system and then assist in finding ways to protect your company from other hackers.


The reason this approach is helpful to many companies is that if they can revamp their online store to close backdoor entrance to would be hackers then their company data can be safeguarded. Customers often experience an even greater level of trust and security in the online store resulting in improved performance in online sales and uptime.


Maybe this explains why so many of the larger online businesses seem to have less downtime and experience fewer problems. Most hackers know they will have a harder time getting into these systems than smaller companies that may not have the resources to investigate every possible security leak.


That being said, it is important for any online business to make sure they take proper precautions by installing anti-virus protection, spyware removal tools and firewall protection. This should not even be a debated position. You customers deserve the safety that only you can provide through appropriate protective measures.


Hackers don’t always target a specific site so much as they work to create software that looks to find an entrance to your online store data and then they investigate what can be found inside those sites they can infiltrate.


Some hackers have said they mean no harm; they simply are curious and have found new ways of finding out information. Too often this is information they should not have access to.


The truth is some hackers consider what they do as a means of making the online environment safer for individuals and businesses. If they can disable an online store or take over a website they figure this proves what they have been saying all along – sites are not as safe online as some think.


To their credit what hackers have learned has often resulted in a better way to secure websites in general, but the other, and even more important side to this security coin is that online business must remain vigilant in the safeguard of their company data.


This whole process is a bit like the progression from small town America where everyone left their doors unlocked because it just wasn’t polite to take something that didn’t belong to you to the point where alarms are tripped if someone tries to enter your home after you set the alarm.


Things have changed in an online sales environment and applying strong security measures to your site is not only in your best interest, but also the interest of your customers who place their trust in your ability to safeguard their data.


Saturday, February 13, 2016

The advantages of japanese car auctions

American car manufacturers offer greater incentives than Japanese car manufacturers. For example, Chevy offers incentives as big as $5,000 on their Silverado trucks; whereas Toyota never offers more than $1,500. Why is this? It’s simple. More people choose to drive Japanese cars than American. Japanese automakers don’t have to entice consumers because consumers are willing to buy their vehicles without them.


The reason for this is that Japanese vehicles are much more reliable than American cars. In most cases, people who own Japanese cars never have to worry about their car breaking down or needing major repairs. Oftentimes, they only need to be concerned with putting gas in the vehicle and having the oil changed regularly for the entire life of the car. You can’t get this sort of quality with American made autos.


Since Japanese vehicles tend to be pricey because of the lack of incentives they offer, if you want one, you can always buy used, and if used is still a little out of your price range, then your best option is car auctions. Car auctions combine the legendary quality of Japanese vehicles with extremely reasonable prices that will keep you bragging to your friends for weeks.


Japanese car auctions happen quite frequently. You just have to keep an eye out for them. If they don’t happen often in your city, then you may have to check surrounding areas, but rest assured, you will find one. It may require a little extra driving, but you will find one.


There are different types of car auctions. If you prefer the comfort of your own home, then the Internet is an option at your disposal. It may seem complicated, but shopping at an online auction is actually very simple; all you have to do is set up an account, and your off and shopping. Using the Internet gives you access to hundreds of car auctions all over the world. You can get all the facts about a car, such as what options they have and how much mileage, as well as make a bid.


Once you win the auction, you have the option of having the car shipped to wherever you choose. By taking this route in buying a car you can save you as much as $3,000, a much better deal than shopping locally.


But if you’re the type that prefers to do business with a person, rather than a computer, then you have other options besides the Internet available. These options include police auctions, IRS sales and private financial corporation auctions. In the case of police and IRS auctions these vehicles often have been seized from people who were convicted of a crime or owed back taxes. For private corporations, the cars once belonged to individuals who fell behind on their payments and the cars were repossessed.


Japanese cars are the best sort of investment you can make in a vehicle. They last longer and generally depreciate slower than other vehicles. By shopping for them at car auctions you can acquire them at a fraction of their actual value, an impossible deal to get on a car lot.


A look at who has a hidden security camera and why

Many different types of organizations rely on hidden cameras to bolster their security. Hidden security cameras are appropriate for businesses with many employees and sensitive information or valuable items. They are also appropriate for governmental organizations and families, among other groups.


Many businesses opt for a combination of hidden cameras and visible cameras. The visible ones serve as a deterrent to would be thieves while the hidden ones can monitor the more sophisticated thieves in the event the visible ones are disabled. Banks, casinos and large businesses use a combination of the two types of security camera systems to achieve the maximum desired results.


When employees are stealing, the hidden camera system is the most successful at catching them in the act. Clever thieves will note the angle and ability of the visible cameras especially ones that pan back and forth around a room full of people. Cameras that do this leave blank spots in their field, several seconds perhaps where a particular area is not being photographed. A clever thief will time his nefarious activities to coincide with those blank spots to avoid detection. But if he doesn’t know where the camera is that’s watching him, if he can’t time out a blank spot in the coverage, then he’s more likely to get caught committing his dirty deed. That’s the purpose of the hidden camera.


The infamous “nanny-cam” has caught more than a few nasty nannies, who were ignoring the young children in their charge, or worse, abusing them. The tapes made the rounds of various news programs on TV and a new industry was born. Now there are wireless, battery operated cameras hidden in common household items like radios, and planters that an unsuspecting nanny would never find. As technology improves and electronic items get smaller and better, hidden security cameras will become more readily available than they are today.


Wednesday, February 10, 2016

The role of the ebay software developers

You may find many different types of eBay auction software on the internet which is of great help in creating effective auction sites for the selling and buying of your products. The people responsible for the creation of the various eBay software you find on the internet are the eBay software developer, eBay programmer, eBay certified developer and the eBay solutions provider.


The eBay software developer and eBay programmer have designed software where you can find out the habits of people who buy these products from eBay. Besides such software, these eBay programmers and software developers have also created some software tools like auction listing and management software for eBay and eBay auction management software where you learn which the most effective descriptions for products to be sold are. You also learn the best means of displaying products on eBay wherein you get maximum sales for your products.


Pricing of the products on the eBay too is an important point of eBay auction. This is why you find eBay software created by eBay solutions providers and eBay certified developers that help you learn tricks and tips on setting the right price structure for the products. With this knowledge, you learn to know which prices are the best for certain products at certain periods of the year. This is possible through extensive research on the part of the eBay software developers and it is with this software that you can automate most of the processes required in the selling of items online and make you a professional auctioneer.


All you have to do to access any of these eBay auction software is to access the internet, and to type the name of the eBay software you are interested in in one of the many internet search engines. You will then be produced many sites offering different eBay auction software, where you just have to choose the right software, and download it. The eBay software is now ready for you to use whenever needed.


Article

The most common mistake made by people who attempt to put together their first resume is that they put in too much information. They want to describe everything that they have ever done from the moment of conception to the present. The resume ends up being too long, and nobody will read it.


The most important piece of information that you should retain is that your resume, no matter how well it is put together, will only get a 15 to 30 second review by the person who does the initial screening.


That person is normally someone in Human Resources whose job is to look at hundreds of resumes per day. You must create your resume in such a way that it gives all the information they need in a maximum of 30 seconds.


There is information that, under most circumstances, should not be in a resume. This includes:


• Your age or date of birth


• Religious or political affiliations


• Reasons why you left your last job


• Your Social Security Number


• Health restrictions or physical limitations


• Any sentence that has "do not," "cannot," or "unable"


Age or Date of Birth


I repeat, you should not put your age or date of birth in a resume. In the US, an employer has no legal right to know your age. An employer can ask you only if you are over the age of 18 for insurance liability reasons or if local, state, or federal law requires that employees be over a certain age.


Therefore, if you’re concerned that your age will be a factor, don't list the date you graduated from high school or the years that you received any of your degrees. I received my undergraduate degree in 1962. Can any of you guess my age?


Religious Affiliations or Political Affiliations


It’s generally recommended that you stay away from listing a particular type of religion or political party affiliation. However, being active in your community or church can sometimes be a positive factor in many large companies, so you should make general statements about your participation in activities that support the community. Volunteer work for a charity group would be a positive example but active support for an environmental group could raise some eyebrows.


Reasons for Leaving Previous Jobs


We’ve become a mobile society and longevity in a position is now considered two years. People accept new jobs for many reasons. If you left your last job because of differences with your supervisor or company philosophy, I don't recommend that you put that information in your resume. The reader will probably get a negative impression of you. If you couldn't get along with your last company, you probably won't get along here.


If the job application asks you to give reasons for leaving your last job, a safe and truthful answer could be that you were offered a better position. “Better” could mean a pay raise, better working hours, better office environment, or newer equipment.


Your Social Security Number (SSN)


The exceptions to this are federal resumes sent for civil service positions. A prospective employer can ask for your Social Security Number in an application - that is normally a requirement for employment. However, putting your SSN on a resume could lead to disaster.


You’ll be sending out many resumes; you won’t know who’ll be reading them. It doesn't cost much money to put a small want ad in the newspaper or on an Internet employment site, and a dishonest person can run a fraudulent ad.


If someone knows your SSN, he can apply for credit cards or other important documents, such as duplicate SSN cards, with the information you normally provide on a resume. Be alert if someone other than in the civil service asks for your SSN.


Information about Health and Disabilities


The Americans with Disabilities Act has changed the way businesses in the US recruit and hire an employee. Generally, an employer has no legal right to know your health status. The only health-related questions that an employer can ask are job related.


If the job description requires that you lift 50 lbs, the employer has the legal and legitimate right to ask in the interview if you can do this. He can also state the requirement in his ad. He cannot ask you if you have back problems, diabetes, or have had a heart attack unless the job, such as airline pilot, requires perfect health.


Find out your legal rights if you live outside the US.


Marital Status


I’ve added marital status because this is another issue that can work against you, particularly if you’re a single parent. I know some people will disagree, but single parents have the highest absentee rate in the work force.


Companies will try to avoid hiring a single parent if at all possible. However, in the US they cannot ask you your marital status or if you have children. Don't volunteer this information on the resume.


If asked this question in an interview, the proper response could be, "Can you tell me what this has to do with the position I’m applying for?" That should end the questioning on this issue if the interviewer does not want to face a lawsuit.


Sunday, February 7, 2016

Why you should rent a makena surf condo

Do you enjoy the sport of surfing? If so, there is a good chance that you also enjoy traveling to Hawaii, if you don’t already live there. If you are not originally from Hawaii and you enjoy surfing, you may want to think about taking a vacation. Although there are an unlimited number of places in Hawaii to surf, you may want to think about vacationing in Maui, namely the Makena area. In fact, you may also want to think about renting a Makena surf condo.


When it comes to Makena surf condos, there are a number of individuals who wonder why they should stay at one, but even more individuals wonder exactly what a surf condo is. There are a number of different meanings for surf condos, but, essentially, they are another way to describe beach condos. The word surf is often incorporated into the name when the condos are located in an area that is ideal for surfing, such as the Makena area. As for why you should stay at a Makena surf condo, well, there are a number of different reasons why you should.


One of the most obvious reasons why you should stay at a surf condo is if you enjoy surfing or if you plan on surfing while on your Maui vacation. As previously mentioned, Makena is an area that is well-known for its surfing waters. Having a beachfront condo, otherwise known as a surf condo, is a great way to have access to those waters, at just about anytime. Staying close to the beach will not only give you twenty-four access to it, but it will also make it easier for you to examine the conditions of the waters. This is a great way to not only enjoy your vacation, but make sure that you do not waste your time preparing for a surf when the weather or the waters may not be cooperative.


Although those who enjoy surfing can benefit the most from a Makena surf condo, they are not the only individuals who can. If you are visiting the Makena Maui area and you would just like to stay close to the beach, you can also stay at a Makena surf condo. In fact, even if you do not enjoy surfing or if you cannot surf, you may still enjoy watching others. In fact, depending on the distance between your Makena surf condo and the beach, you may even be able to watch locals and other tourists surf, right from the comfort of your condo.


If you feel that a Makena surf condo is perfect for you, you will want to start making your reservations. Since Makena is a popular area, among tourists, you may want to think about making your reservations in advance. At least, five to six months before your Maui vacation is set to take place is a good time to make your reservations. When making your reservations, it is important to remember that you should be prepared to pay a little bit more for a Makena surf condo than you would if you were staying at a hotel or a resort. The cost will all depend on which Makena surf condo you plan on renting, but whether you are beachside or not, the cost will sometimes be high, but always worth it.


If you would like to start making your reservations today, you are advised to. You can make your Makena surf condo reservations by booking them directly; however, this will require you to search for and find surf condo owners. For an easier way to book your Makena surf condo reservations, you are advised to contact your travel agent or make your reservations online, through an online travel website. Regardless of how you go about making your Makena surf condo reservations, once you arrive in Makena, you will be glad that you made them.


Ebooks and the factor of fear

“Death is not the biggest fear we have; our biggest fear is taking the risk to be alive -- the risk to be alive and express what we really are.” – Don Miguel Ruiz


Fear is a much thought of and rarely talked about emotion that tends to paralyze while defining new ways to be paralyzed.


When it comes to the development of a knowledge - based ebook fear often places procrastination on notice and the idea is left on the worry stone of life.


“You gain strength, courage, and confidence by every experience in which you really stop to look fear in the face. You must do the thing which you think you cannot do.” – Eleanor Roosevelt


Sometimes the best step to take is the first one. Sit down today and write out a few ideas. They don’t have to be perfect, in order, or even make perfect sense, but they can be a powerful first step to developing an ebook. Oh, and when tomorrow comes take another step.


“Don't be afraid to go out on a limb. That's where the fruit is.” – H Jackson Browne


Think about the achievements you have made in life. Each one was based on taking a hard first step, learning a new skill and hanging out on a limb.


“Be not afraid of life. Believe that life is worth living, and your belief will help create the fact.” – Henry James


Life really is great. Sure, bad things happen, but if you can take the time to see the things you have to be grateful for and then share it with others it is almost as if you use the ingredients you already have to make your life wonderful. You can choose to reject certain ingredients in the recipe of life.


“Too many people are thinking of security instead of opportunity. They seem to be more afraid of life than death.” – James F. Bymes


Opportunity may be as simple as taking your good idea and making it better by trading your security for the opportunity to go someplace new.


“You can judge your age by the amount of pain you feel when you come in contact with a new idea.” – Pearl S. Buck


Don’t let age define your willingness to stretch your wings. If you are mature in years it simply means you have more life experience from which you can draw.


“Worry gives a small thing a big shadow.” – Swedish Proverb


Worry is the setting sun and causes thoughts about things that go bump in the night and casts a show that haunts the dreams of millions. If you are worried now you should take some time to reevaluate your feelings in the light of a new day.


“I am not afraid of tomorrow, for I have seen yesterday and I love today.” – William Allen White


Ebooks provide a great opportunity to share what you know with others who want to know what you know. In many ways your words that may have been written in fear are the very same words that will provide growth opportunities in others who may read your words in hope.


Your life experience has value – share it without fear.


Thursday, February 4, 2016

A tourist guide to provence

Provence is a region on the Mediterranean coast in southern France, next to the Italian border. The area is very popular with tourist both international and French because of its location and close distance to the French Riviera. The architecture and history of the region is of great interest to many and Aix-en-Provence, Arles and Avignon are regularly visited for such reasons.


Travelling to Provence


The regions local airport (Avignon Airport) deals with domestic and European flights. The closest international airport is around a three hour drive away. Lyon, Marseilles and Nice all have large airports with transfers to Avignon. If train is more in your interest then it’s a three hour travel direct from Paris to Avignon.


Accommodation


Many people who visit this region move around the historic towns rather than staying in one place. Whether you choose to stay in a base or explore the beautiful region there are numerous accommodation options to choose from. All lodgings are rich in Provencal character and beauty. Hotels and guest houses are scattered everywhere so there is a choice for all budgets.


A Brief History


The region was once a Roman Province whose power and roam can be felt whilst visiting the many Roman landmarks around the area. The vast history of the region is largely built on the fact that in the 14th century, it was the one-time seat of the pope. In recent years the region has thrived with prosperity.


Dining Options


France is renowned for its delicious food and broad choice of cuisine from around the world. The food in the Provence region is mouth-watering to say the least. Restaurants, bistros, cafйs and bars are located on almost every street, serving fresh food for reasonable prices. If you are interested in trying local food then sample the fresh fish, Provencal basil soup and purйe, black olives and anchovies. If the restaurant looks classy it will be and will be a pricey experience. If you are on a tight budget then be sure to read menus first.


Sights and Attractions


The region has three famous historic towns named Avignon, Aix-en-Provence and Arles. These are the main sightseeing areas in Provence and offer amazing views, architecture, burial grounds, excursions and tours that are well worth checking out. The area is close to the French Riviera so the countryside and scenery is very beautiful and appreciated by the thousands of annual visitors.


Shopping in Provence


Provence is well known for its quality fabrics, tablecloths and various household items. All the little towns in the area offer a unique experience to shopping and supply a range of goods. Marseille is the closest city for great shopping where may people venture to.


Apply for credit cards the basic necessities unplugged

It is very easy to swipe a credit card and enjoy shopping, but initiation into credit cards is a tough process. The process to apply for credit cards begins by completing certain formalities after which one can get the credit card in his own name. The process of selection is incorporated into the credit card issuance methodology to eliminate non-serious users or the users who are not fit enough to hold a credit card. The process to apply for credit cards begins by finding out the credit worthiness.


By credit worthiness, it is meant whether one would be in a position to pay the bills outstanding on the credit card. In fact the process to apply for credit card is like an interview of the probable user. The higher the credit limit, more widely the chance of the credit card user to pay the outstanding with promptness. Therefore, the first hurdle that has to be cleared when one has applied for credit card is to be credit worthy. It is found out through the bank details that are fulfilled. If one is able to clear most of the outstanding bills within a month most of the times, then the probability of getting it after one has applied for credit card is the maximum.


If the potential subscriber has a history of default of any kind in the past, then even after you apply for credit card, it can be denied to him. Another important criteria being looked when you apply for credit card, is the credit capacity. This is calculated based on the income and the loan obligations you have and if the installment of the loans are paid on time, then your application gets a highest rating by the card issuing agency. If it is found after you apply for credit card, that he has the history of default in payment, then the credit card may not be issued at all.


Character is another major deciding criterion looked for by the card issuing agencies after you apply for credit card. The card issuing agency wants to know whether the day-to-day dealings of the individual are honest and straight-forward. This is found out after you apply for credit card, and then the issuing agency makes its decision in this regard by seeking reference from the known persons. The information is also obtained from the financial transactions, as also through payment receipts of utility bills.


At times references from employers are also sought after one has applied for the credit card. Therefore, the copy of the pay slip forms an important deciding document when you apply for credit card. Another criteria used, when you apply for credit card is the identity proof in the form of a social security number or the I-card issued by the employer. The social security number can provide all the details required that may decide whether the credit card can be issued or not. Life style is another criterion that is researched in detail before when you apply for credit card. This is done to find out whether the potential user is a heavy user of the consumable items, and if that being so, then he is issued the credit card at the first instance.


The physical assets an individual possess either movable or immovable also are deciding factors in issuance of the credit card, after you apply for credit card. The reason is that it reflects a certain pattern of life style that is followed by the individual.


What and where to look for the best membership software for your organization

In a large organization, the usual problem being encountered is keeping track of all its members. Not only it is time consuming, it also needs someone dedicated enough to update files and keep them in their proper order. Good thing there are now membership software to do all these.


In the past, keeping records are done manually. All the files are then kept in storage areas or places that do not provide any means of security. There is also the tendency that some of the information might not turn out reliable because of negligence. In addition, unexpected factors may cause trouble and you will end up losing all that you have gathered and compiled.


Membership software is the solution to all these problems. All you have to do is install one in your system and let it do all the work for you. Now all you have to do is keep track and update what is stored in the software and you are free to do other important things.


With membership software, you have with you an assistant that can do what you are not too happy doing. You are relived of the task of compiling, updating and monitoring your members. You only have to program the software to do your bidding and you can leave everything to its capabilities.


When the time comes for you to contact each and every member, all you need to do is check the software and get all the information from there. Instead of wasting time noting down each of them, you just need to compile them into one file and start contacting them in no time at all.


Businesses are now enjoying the advantage that membership software can provide for them. Most of them have their own membership software depending on what their specific needs are.


Where to look for membership software.


1. Software providers.


There are many software providers out there that will be more than happy to provide you with the kind of software that is suitable for your needs. If you do not know anything about membership software, you can inquire first what software are there in the market.


You can ask them to guide you in choosing one. They are also the ones capable of advising you how best to use the software to your advantage. Be sure that the software is what you really need so you will not regret your decision later on.


2. The internet.


Do a simple search online and you will be given a lot of choices to choose from. To check out if they are any good, read the reviews or testimonials that other people gave about the product. You can also research on particular membership software to see what it is capable of.


It is best to choose one that is done by a well-known company. This is the only guarantee you have that you are getting what your money is worth.


Do not just choose the first one you see. Check out other options first and compare each of them before deciding on one. There might be other membership software with more benefits and functions that you can make the most of.


Kiss all the hard work and time-consuming effort of tracking and keeping in touch with your members. All you ever need is a membership software and nothing else.


Tuesday, February 2, 2016

Five life skills for backcountry enjoyment

As outdoor enthusiasts spend more and more time in our backcountry, a handful of skills become more and more essential. All of these skills are easy to learn and add considerably to the overall enjoyment of spending time out-of-doors. The key word here is enjoyment. In order to enjoy ourselves, we must be comfortable with ourselves and our surroundings. This is especially true in the backcountry. So let’s talk about life skills that, when mastered, will lead to heightened enjoyment as we find ourselves off the beaten path.


Understanding basic first-aid is paramount. This life skill is needed whether you enter the backcountry or not. If you haven’t taken both a first-aid class and a CPR class lately, what are you waiting for? Accidents happen, be prepared. The American Red Cross offers both classes all the time.


Backcountry travel requires a basic understanding of how to navigate. Whether you prefer to use a map with a compass or with a GPS, learn how to find your way around. Getting lost is bad. Fear of getting lost can be worse. Classes for map reading, compass use and GPS use are readily available in most communities. Check local libraries, community colleges or orienteering clubs. On-line classes are readily available as well.


How are you at tying knots? This too is an easily acquired skill. Nothing is cooler than needing to use a rope and actually knowing how to use it. Whether you are tying off a tent stake or repelling over a cliff, being able to use the right knot at the right time is important. Learn how to tie a bowline, sheet bend, rolling hitch and timber hitch, to name a few. Many books and websites are available with pictures and instructions.


To start a fire, only two things are needed—heat and fuel. Whenever you visit the backcountry, always be sure to carry both heat and fuel. Heat is easiest to carry in the form of waterproof matches or a weather proof lighter. Fuel is tougher to carry although starter fuel such as lint and mineral oil shouldn’t be too difficult to carry. Nature provides an abundance of fuel if you know what you’re looking for. Whether rubbing sticks together (yuck) or using waterproof matches (yea), be sure you know how to start a fire before you start your journey. There are many ways to start a fire and you should find at least three of them that work for you. You can find lots on-line regarding this life skill.


The most enjoyable way to experience our backcountry is the “low impact” way. You’ve most likely heard the phrase “leave only footprints, take only pictures.” If we take good care of our wilderness areas, not only will we be able to enjoy them our entire lives but our descendants will have the opportunity to enjoy them too. There are many organizations actively educating outdoor enthusiasts as to the best way to “low impact” recreate. Two very popular organizations are Tread Lightly! and Leave No Trace.


Knowing these five life skills will provide you with the confidence to fully enjoy your time in the backcountry. Once you’ve mastered these skills be sure to pass them on to your friends and family.


Use this information and you’ll Get It Right The First Time. Get Outdoors!