How to avoid the latest credit card scam - stealing your card verification code

This scam starts with a phone call usually at your home. The callers do not ask for your card number, they already have it. By understanding how the VISA & MasterCard Telephone Credit Card Scam works, you'll be better prepared to protect yourself or staff.

The scam works like this: Person calling says, "This is (name), and I'm calling from the Security and Fraud Department at VISA.

My Badge number is 12457. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a

Marketing company based in Arizona?"

When you say "No", the caller continues with, "Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?"

You say "yes". The caller continues - "I will be starting a Fraud investigation. If you have any questions, you should call the 1-800 number listed on the back of your card and ask for Security.

You will need to refer to this Control Number. The caller then gives you a 6 digit number. "Do you need me to read it again?"

Here's the IMPORTANT part on how the scam works. The caller then says, "I need to verify you are in possession of your card". He'll ask you to "turn your card over and look for some numbers". There are 7 numbers; the first 4 are part of your card number, the next 3 are the CVV numbers that verify you are the possessor of the card.

These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he'll say, "That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card.

Do you have any other questions?" After you say No, the caller then thanks you and states, "Don't hesitate to call back if you do.” and hangs up.

You actually say very little, and they never ask for or tell you the Card number.

What the scammers want is the 3-digit PIN number on the back of the card. Don't give it to them. Instead, tell them you'll call VISA or Master card directly for verification of their conversation.

Your credit card company will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late or more difficult to actually file a fraud report.

Even a cheap hosting company can help you build a website

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It's no secret: the internet is the place to be. And there is no shortage of web hosting companies out there -- cheap hosting or otherwise -- all vying for the scads of business flocking to the internet to grab their share of the pie. You might say it's a Buyer's Market. eMerchants of all kinds know that consumers are all bargain hunters and as our appetites grow fatter and our palates grow wiser, we demand more and more from the companies that serve us at less and less of a cost to us. The result? These days, web hosting companies can't afford not to be cheap hosting companies.

To compete, cheap hosting companies have to provide an assortment of tools and services to make them stand out above the rest, and the least of these is website design and building. If your cheap hosting company can't help you design and build, publish, and edit and maintain your website, then it's too cheap. This article will lay out some of the most common and useful features you could reasonably expect a good, cheap hosting company's website builder/editor to have.

In brief, a website builder (whatever fancy name the individual cheap hosting company slaps on top of it) is essentially a point-and-click program for designing and building websites. These programs have evolved over the years to the point now where they are so simple that even a retired great-grandparent could do it. (You thought we were going to say “a child”, didn't you? -- and apologies to the tech-savvy great-grandfolks out there.)

The software exists, and has existed for a while now, to empower anyone at all to design, build, and publish not just a website, but a website that works. One that's error-free, that'll be search engine-approved, that's attractive and easily navigable, that encourages traffic, and that doesn't require you to know a whit of HTML code.

The foundation of any website builder/editor are these are predesigned webpages, designed around specific themes or categories -- sales, membership organizations, service provider, in-house, family scrapbook, self-promotional, etc. -- that you are free to use as your own. Simply fill-in-the blanks with your own information and customize the look and feel to suit your tastes.
You see, a template is just a springboard for your website. Sure, you can use it as is; that's fine if it's a personal website for you and your friends, but don't expect an un-tweaked template to generate a lot of business. Templates are designed to be fully customizable, and that includes background colors, fonts, text sizes, graphics, backgrounds, borders, page layout, and more. You should exercise that facility to its fullest.

Cheap hosting companies' website builders/editors should include not only a wide variety of templates in a wide variety of themes/categories, but a wide variety as well of color sets, fonts, graphics/clip art/photo databases, backgrounds/borders, etc.

Templates may also exists for many of the most common and popular website tools that people use, like photo albums, event calendars, feedback forms, and user forums.

The cheap hosting company of today needs not only to be able to convert your vision into sensible HTML code, but it needs also to empower you to code Javascript and Flash-based content. These might not seem like valuable features at first glance, but without them, you might find yourself restricted to building websites that visitors find flat, uninteresting, and non-interactive.

There should also be a suitable Preview feature included so that you can see the progress of your website at each step along the way. You should be able to see exactly what your visitors will see once your cheap hosting company puts your site live.

Finally, crucial to any website that's not intended merely for personal use -- which is most of the websites out there -- is making a sale. And if there's one thing a cheap hosting company's website builder has got to have for you, it's a shopping cart.

Take a look at the shopping cart the cheap hosting companies you're considering offers. How customizable is it? Is it easy to use? Is it confusing? Does it support the major payment methods -- from credit cards to PayPal -- both online and off?

Armed with these tips, you'll be in a better position to make the right decision when choosing your cheap web hosting company.

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Idees pour mariage et lune de miel inoubliable

Alors le divorce, entre l'avocat, les frais de procйdure, et la durйe de ce dernier, tous nos bas de laine y passe. Alors assez! Pour vous, les places а ne pas manquer pour rйussir et votre mariage, et votre lune de miel!

L'endroit incontournable pour un mariage hors norme et а bas prix: Las Vegas.

Pour vous marier a Las Vegas, rien de plus simple. Autre que votre billet d'avion, le budget йvaluй pour un mariage est de prиs de $700? Pourquoi hйsiter?

Ces frais incluent: le permis de mariage, йvaluй а $30, la cйrйmonie civile, $50; la chapelle offrant en gйnйral la cйrйmonie, les tйmoins spйciaux, la limousine et les photos pour un montant se situant entre $200 et $500, a moins de vouloir pour tйmoin Elvis Presley, la зa monte un peu plus haut mais pas de grand chose, Votre divorce? Pourquoi pleurer trop longtemps. A Las Vegas, sitфt divorcй, vous pouvez vous remarier. Alors no woman no cry…

Les endroits de Las Vegas pour se marier:

Une simple cйrйmonie civile:

Rendez-vous auprиs du Las Vegas Marriage Commissioner. Le mariage peut se faire directement au bureau du Commissionner en 30 minutes pour un cout de $50.

Une cйrйmonie religieuse:

Rendez-vous dans l'une des cйlиbres chapelles. Sobres, classiques ou plus farfelues, il y en a pour tous les goыts!. Vous pouvez mкme trouver de ces chapelles pittoresques а l'aspect d'une йglise entourйes par des jardins de roses le long du Las Vegas strip parmi les casinos, bars et poker palaces. Pour une modique somme de 200 а 500 $, vous pouvez acheter un forfait de mariage qui comprend l'utilisation de la chapelle, la cйrйmonie de mariage, des fleurs, de la musique et des photos. Les forfaits plus coыteux comprennent plus d'extras comme le transfert depuis votre hфtel en limousine ultra longue ou Elvis Presley comme tйmoin.

Les chapelles des casinos:

Pour un mariage mйdiйval, rendez-vous a l'hфtel Excalibur, sinon MGM Grand a un mariage en montagnes russes, Treasure Island un mariage de pirates а bord de son bateau HMS Brittania et le Las Vegas Hilton propose un mariage Star Trek а bord du vaisseau spatial Enterprise avec des tйmoins Klingon et des invitйs Ferengi. Les forfaits des casinos peuvent s'йlever de 350 $ а 3500 $ et au-delа. Ils incluent gйnйralement une ou plusieurs nuits dans une suite "lune de miel" de l'hфtel ainsi que des photos, des fleurs, de la musique, des divertissements et mкme une cure beautй complиte dans leur station thermale.

Puis pour votre lune de miel, rendez-vous sur l'un de paquebots suivants:

Monarch of the seas:

Aussi grand que Statue de la Libertй, Ses animations pour les enfants sont incomparables. Avec le Monarch, partez а la dйcouverte du Mexique. Arretez vous dans les villes de Los Angeles, San Diego, Ile Catalina, et Ensenada en cinq jours. Cinq jours de dйpaysement garantis.

Jewel of the seas:

Mis en service en mai 2004, le Jewel of the Seas est caractйrisйs par l'allure innovante des super yachts. Il possиde un design avancй avec ses grandes surfaces vitrйes dans les espaces publics et des ascenseurs de verre donnant sur l'ocйan. Au choix, voyagez sur ce paquebot autour des Caraпbes ou dйcouvrez l'Europe Transatlantique. Le "must" des Caraпbes vous attend aux escales de Fort Lauderdale, Key West, Cozumel, Costa Maya, Georgetown, et en mer. Pour les amoureux de l'Europe, des escales inattendues vous permettront de dйcouvrir Oslo Copenhague et Hambourg sous un jour nouveau, ou encore, toute la Scandinavie, ses fjords et la Russie grвce а des visites а Harwich, Oslo, Copenhague, Stockholm, Helsinki, Saint Petersburg, Saint Petersburg, et Tallinn.

Voyager of the seas:

Destination les Antilles. Ce paquebot est le plus grand au monde, et nous faisons grand usage de l'espace disponible. Vous y trouverez plus d'activitйs et d'expйriences que vous ne pouvez imaginer. Un mur d'escalade vous attend pour pouvoir pratiquer votre souplesse et votre rйflexion et dйcouvrir l'ocйan sus un angle nouveau. Au dйpart de Miami, des escales sont prйvues а Nassau, Saint Thomas, San Juan, Labadie, et deux journйes en mer avant un retour au lieu de dйpart. Dйcouvrez йgalement la fameuse patinoire oщ vous pourrez boire un bon chocolat. La vie nocturne y est йgalement de mise: les boutiques, les cafйs et autres animations du s'ouvrent а vous. Danser jusqu'au bout de la nuit au Jesters, une boоte de nuit entraоnante rйpartie sur deux йtages.

Do you have it coffee bad breath. find out more . now

Bad breath would have to be the most common personal hygiene condition that all of us fail at one time or another. Let’s face it if a friend or someone in our family, or even a work colleague has it, we certainly take a step back out of their personal space quick smart….don’t we?

Of course it isn’t news that a daily routine of brushing and flossing our teeth after we eat is an effective treatment against this type of offence. However for some people like me who are constantly on the go, carrying out this simple mouth cleaning treatment throughout the day isn’t always possible. Personally I carry a little box of breath mints everywhere I go because in my role as a career coach I work up pretty darn close and personal with the public.

Having a breath problem is not something I can afford to have when, as part of my job, I am leaning over people critiquing their resumes and covering letters.

Maintaining a high standard of personal hygiene and grooming is of utmost importance if I am to set a positive example for the job seekers to follow as an effective means of increasing their chances of landing employment. Like clean underwear a fresh breath is something we should never leave home without.

Some years back I went to visit a new dental clinic to have a tooth filled. On the day I remember being horrified when the dentist accused me of being a smoker because the brown stains on my teeth were so bad. Needless to say the poor fellow copped a mouthful as I told him in no uncertain terms that as the daughter of one of the original founders of the national anti-smoking campaign, I had never dared to take up smoking.

Once he realised he had made a mistake in diagnosing what was causing my bad mouth he then went on to ask about my diet. At the time I didn’t understand why he seemed so interested in knowing what foods went into my mouth as I had already told him I didn’t eat anything with sugar in it and that I used mouthwash twice a day to kill any bacteria.

When he didn’t get anywhere with picking on my dietary habits he went on to quiz me about how many cups of coffee I was drinking a day. Shamefully I confessed to indulging in six or more a day of my favorite brew. ‘Your breath must be really bad in the morning.’ he exclaimed. Coffee he insisted was up there with garlic and onions as one of the major causes of halitosis which, just in case you didn’t know, is the technical term for bad breath.

So, if your coffee drinking habits are at the higher end of the scale like mine, then be mindful that it may be causing you to have bad breath.

The spirit of soul

When was the last time you closed your eyes and simply paid attention to the inner world in you? As you close your eyes and pay attention to your inner self, insight is awakened. You are able to become conscious of what infuses our external world. Each of us has individual awareness or ways we interpret the world around us. Because of our unique experiences of the world, we take in multiple images across the span of a lifetime. These experiences are imprinted in our psyche and our soul.

The act of recalling these memories creates expressions or feelings in our heart. These past expressions are pondered in the inner vision of our mind and our heart as though we are re-living them in the present. In so doing, we are retrieving our soul at various points of interests that have lodged a sense of importance to our individual awareness. The movement from the world around us to the world within us is a shift in attention. This shift in our attention is a conscious choice. Here, we realize that the world around us has hidden aspects to it reminding us just how privileged we are to be aware of our awareness. This realization alone gives us identification with whom we are.

You and I are conscious beings who live in a body, but this isn't our real home. We inhabit space and time, but our real self, our authentic self, our individual awareness (soul) is a unique expression of spirit infusing our lives from an infinite number of possible correlations. We make choices every day on how our life will be lived. Each choice creates a pattern. These patterns become a statement of our character. Our character becomes a living testimony on the inner processes of our thoughts incarnating into the world we live in.

As such, the life of our soul is revealed. Every moment, we are given the opportunity to experience our soul in a variety of ways. These experiences are facets of our inner world that manifests themselves from a single expression we call spirit. The intent to focus on our past, our present, or our future desires leads us to a path. This path is a revelation of our soul seeking out an opportunity to live out our purpose. Purpose gives us meaning and hope beyond our present circumstances. It is a path into what can no longer be seen and moving our lives and our soul - into SPIRIT.

Sam Oliver, author of, "A Life in Review"

Conoce a la realeza y aristocracia europea

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Una de las maneras mбs fбciles para conocer a tu prнncipe o princesa es en los prestigiosos casinos de Europa. La realeza y Aristocracia salen a divertirse en cinco casinos en especial, y si estas adentro puedes hablar con ellos. Tambiйn podrбs jugar con ellos, y en contra de ellos, y si eres lo suficientemente bueno, podrбs ganarles. Es emocionante la idea de haberle ganado a un rey. Estos cinco Hoteles Casinos te dan esta oportunidad.

Aquн deberбs ir vestido elegante con traje o chaqueta y moсo y zapatos elegantes, solo asн te dejaran entrar y ser parte de la aristocracia europea, para jugar a un partido o dos de bacarб con ellos.

Los Casinos alistados aquн son los mas grandes y lujosos en Europa. Su clientela no es de turistas de la temporada, sino la alta sociedad. Asн que si estas buscando una forma lujosa de pasar un tiempo en el casino jugando a Dados u otro juego, puedes tirar los dados en uno de los casinos alistados aquн mientras que tus compaсeros de viaje se relajan en la rivera francesa, o hacen compras en las casas de renombre en Londres o Moscъ.

1) Casino de Monte Carlo, Mуnaco:
Este es el sitio favorito de los ricos y famosos en Europa por mas de 150 aсos con el primer casino fundado por el Prнncipe Carlos III de Mуnaco en 1863. EL Casino de Monte Carlo es un complejo de cinco casinos "posh" ubicados en la costa decorados con un etilo rococу francйs con columnas enmarmoladas, ornamentos de oro y candelabros de cristal. El ambiente te harб sentir como un participante en una pelнcula de йpoca francesa.

2) Casino Metropol, Moscъ:
La Federaciуn Rusa tiene la mayor cantidad de casinos y maquinas tragamonedas en Europa del Este. Los mejores casinos para turistas son desde ya los que estбn ubicados en los hoteles. Casino Metropol, que no solo es uno de los mas elegantes en la zona sino que tambiйn es conveniente localizado en el centro de la ciudad de Moscъ a solo unos minutos del Kremlin. El monto mнnimo para las apuestas es de 25 en cada mesa y una noche en la suita presidencial cuesta 2,000 dуlares.

3) Baden Baden Casino, Alemania:
El casino veterano europeo fue fundado en 1809 y a pesar de que ha cambiado varios dueсos desde entonces, su reputaciуn como uno de los mбs finos en Europa y en Alemania especialmente no ha cambiado. Hoy en dнa, el Casino Baden Baden es una de las atracciones principales en la ciudad junto con los famosos baсos termales. Si ignoras a los juegos de mesa y las maquinas tragamonedas. Caminar por la enorme sala se siente similar a una visita a un museo de arte europea, con exhibiciones permanentes de уleo y esculturas.

4) Clermont Club, Londres Inglaterra:
Si visitas Inglaterra, no puedes solo ir a cualquier casino sin ser miembro previamente. SI decidas seguir ese procedimiento, el Clermont Club en Berkley es uno de los clubes de apuestas con mejor reputaciуn alrededor. Construido en el siglo 17, fue diseсado para parecerse al Great Hall en Holkham. Tambiйn, el casino Clermont Club incluye una sala de apuestas amistosa y conveniente, con un bar donde los miembros y sus invitados pueden disfrutar de un banquete con una botella de champaсa de estilo. Recuerda que jugar en casinos en lнnea es legal ahora en Inglaterra asн que puedes hacerlo desde cualquier cafй online.

5) Casino Barriere de Deauville, Francia:
El elegante casino resort ha inspirado a Ian Fleming en su primera novela de James Bond Casino Royale. Fundado en 1860 por Duc de Morny, este extravagante lugar es uno de los hermosos casinos en el mundo. Ademбs de sus facilidades en apuestas, Casino Barriere ofrece variedad de entretenimiento exclusivo, espectбculos y eventos artнsticos.

Small dogs with hypoallergenic fur

Are you a dog lover? Do you live in an apartment or small home? Do you have allergies? A small dog with hypoallergenic fur might be the answer for you. "Hypo" is a Greek suffix meaning less or below. A hypoallergenic dog might still put out allergens, but at a much lower level. A few dogs that take up less space, making them better for apartment living, are the Silky Terrier, the Havanese, and the Coton de Tulear. These dogs are all considered of the "Toy" size by the America Kennel Club.

The Silky Terrier was developed through a cross of a Yorkshire Terrier and an Australian Terrier in the late 19th century. Even with these early dates, it was not fully recognized as a breed of its own until 1955 as the Australian Silky Terrier. These dogs have terrier qualities such as enjoying activity and a very sharp alertness. Their hair is long, but the Silky Terriers do not shed. This long hair also is partially where their name is derived from. It has very soft and smooth qualities. The dog does require more than average care for this silky coat to stay in good condition. The terriers can get along with other dogs and children, but will get aggressive when provoked or teased. Proper education should be given to as well as the people around the animal as well as the dogs themselves in how to act around one another.

The Havanese were originally developed by the Spanish from a now extinct breed called the Bichon Tenerife, making them part of the Bichon family of dogs. Grooming isn't a worry with this breed, even with Havanese that are shown in competition. They are meant to look playful and friendly, much like their temperament. These dogs are great around children, other dogs, and people in general without becoming overly possessive. Their sturdy frame makes them that much better around curious children, unlike most fragile "Toy" sized dogs. Although they love playing and winning, they can be easily calmed when spoken to sternly by their owners. One of the major downsides to owning a Havanese is that they seem to suffer from many ailments such as cataracts and hip dysplasia. These are actually uncommon, unless the dog is adopted from a less than reputable breeder.

A Coton de Tulear is another dog with Spanish roots from the Bichon family. Its actual home is Madagascar, where it is the official dog of the country. This intelligent breed is extremely playful, and when pure bred, is white in color. This white coat, while hypoallergenic, does shed more than that of their Havanese cousin, so it requires brushing once every week or two. The Coton de Tulears love people and enjoy playing with them, going on daily walks, and can even keep up on longer hikes. They get easily attached to their owners and suffer from separation anxiety at times. Overall, these dogs are very healthy, living anywhere from fourteen to eighteen years.

Consolidating your credit card debt

Under a debt consolidation plan, terms and conditions change, it will allow you to pay your current debts in 3-6 years. The purpose of debt consolidation is to speed up your paying time and at the same time makes lower monthly bills.

You have to make sure that the new cost of the consolidated loan is truly less than what you are currently paying for to the various creditors. Not getting the lowest available interest rate has always been a problem faced by consolidation loan applicants. Be sure that there is something to secure the loan like your house for example.

It is highly recommend you to calculate the interest and the fees of all your existing accounts to see the total payments you’re making at present. After computing this, compare the figure with the consolidation loan amount. This will determine if you’re making a better choice or not.

Be sure to make your deposits on time, if you are already under a consolidation loan. This will assure your creditors that you really intend to pay for your debts. Having delayed payments might cause the creditors to resume the normal collection activities and what’s worse, they might turn it back to the regular interest rates and fees.

Be sure to keep in touch with your consolidation representative. There may be instances that your account will be turned over to a collection agency. Keeping your agent updated on the changes will help you solve your problems.

Pay your credit to your consolidation company. They are the ones that divide how much goes to each creditor.

Always check on your creditor’s statements. It is your duty to monitor the monthly statements sent to you by your creditors. Check if your creditor has reduced the rates. They should also have the late fees stopped. Also check if your debt consolidation company is paying your creditor the right amount.

There are many types of debt consolidation loans available. There could be a loan that would take you a longer time paying but has a higher interest rate. There are also loans that offer short payment duration and a lower rate of interest. If you could not pay for a larger amount every month, you could choose consolidation loans that offer a longer plan.

There is the variable rate debt consolidation loan that allows you to make extra repayments anytime with no extra cost. However a fixed rate debt consolidation loan will only accept fixed repayments for the duration of the loan.

How to save money on google s adwords

Over the years I have had many accounts with Adwords, spending a small fortune with the Adwords service. So naturally I have picked up many cost saving tricks. I am aware that most people feel Adwords costs too much and delivers little results, this is completely untrue. Adwords is a service that is here to help us, so I have written this article to help web developers make the most out of the service.

1) Set your currency,

First and foremost, select the currency of which you locally trade in. You may think its wise to start your Adwords account in USD, but if you do not live in the USA you may get a shock when you find how much you have been charged.

2) Use negative keywords,

You are using the Adwords service to generate website traffic, so obviously you want the right traffic to generate revenue. Start by using negative keywords for people whom you do not want to click on your advert, the best place to start is the keyword “free”. As I doubt you want to waste money on traffic that will not generate revenue.

3) Make a strict daily budget

Make sure you have set out a daily budget, Adwords generally advise a way out of proportion budget. After all most new Adwords customers have no idea how effective the advertising will be. Do not start off with a bang, your pocket will feel it.

Just as important as the budget, be careful with the CPC rate. I advise you to start with a low number, each click soon adds up very quickly. I actually found that by lowering my CPC rate by 50% I doubled my visitor count…

4) Check those clicks!

One of the most talked about problem with Adwords is, click fraud. There are two main types of click fraud: the first is when any one starts clicking away at your advertisements trying to waste your money. It is very hard to stop this kind of fraud, if you are a victim stop your ads and file a report to Google ASAP.

The second main issue is now that google allows Web Developers to earn money off their websites by placing ads (Adsense).some Web Developers try to cheat the system by clicking on their ads as much as possible. The best way to stop this kind of fraud is check your page log, Adwords allow you to block out websites that you do

not want your advert to be placed on.

Adwords does not have many protections against Click fraud, although they do disable Adsense accounts who cheat. Google are very hesitant to refund the victims, if at all. Reports tell many organisations are actually suing Google to get their money back, so be careful.

In this article I have illustrated some of the most beneficial ways to save money when advertising with Adwords. My main advice to you is, do not go crazy with your spending. You may not see the results you are after, it does take a wile to get to know Adwords. I have had many successful ad campaigns using the Adwords network. However I do advise to look around, with the ever growing popularity of MSN search you may actually find it much more affordable.

Check that used car

A new car may not be worth all that money you are planning on spending!

If you are on a really tight budget, and don’t care too much about the prestige of having a brand new car, purchasing a used car might be the best option for you. Why do we say that might be the better option?

All you have to do is pick up a used car listing to see that brand new cars lose anywhere from 30 to 40 percent of their original price in as little as two years. That’s a pretty steep number. Here’s another number, 65 percent – this is the amount you save if you buy a used car that is five years old instead of a brand new one.

Theoretically speaking cars of this age, as long as they have been well cared for will perform just as well and are just as reliable as their brand new counterparts. In fact, they may even be better customized for daily use since it has already been broken in and properly set up.

Of course, you cannot discount the possibility that the used car you are looking at is not in the best of conditions. Therefore when surveying used cars to purchase consult the following tips.

1. Check the Exterior

The first thing to look at is the overall condition of the car’s body and finish. Look out for paint blotches and poor body fit. Also look for body filler. You may want to use a simple magnet to help you pinpoint suspicious spots. Finding any of these is evidence of a previous car collision.

Also look out if the car is newly painted. You may want to inquire why this is so. It may mean a major overhaul due to some extensive damage. Rust is a bad sign of body damage, so is dampness in the trunk.

2. Check Suspension

Go to each corner of the car and push down on them. If the car bounces more than once, you may need to have shocks installed.

Try nudging or pulling the wheels from beside the car. If the wheels can be nudged, or if they move in or out, there could be serious damage to the CV joints or the bearings.

If tire wear is uneven, this is indicative of bad suspension. If the car you are checking has new tires, you will have to exercise more caution and test the suspension thoroughly.

3. Check the Insides of the Car

Make sure the upholstery, odor, and condition of the car’s interior are acceptable and in line with the age of the car.

4. Take It for a Spin

Have a friend observe you while you take the car for test drive. The car should be stable and should not show signs of shifting from side to side. If so, there could be a major problem with the frame or suspension. If you can, have a mechanic look at it too.

The internet has changed the way everyone does business. Businesses have begun to explore how the internet can facilitate better, faster and more convenient operations. This has resulted in businesses that offer anything online - from selling clothes and shoes, to ordering pizza online and even searching for available realty. Believe it or not, you can even search for used cars online too.

Selling your home what can go wrong with title and lenders

If you’re selling your home, there are going to be difficulties at some point in the transaction. Some problems can’t be fixed. It’s important to figure out whether yours are fixable or not. Then you can either fix them or move on and find another buyer. If it’s priced appropriately, there’s a buyer out there for virtually every property.

Title Problems

You get a call from the person searching the title to your property saying your first cousin once removed is shown as having a ten percent interest in the property. I hope you (and not just your lender) have title insurance.

If you don’t, perhaps your cousin will sign a “quit claim deed” (or whatever similar term your jurisdiction uses) if her father was paid for his interest long ago, but nothing was recorded to that effect with the land records. If that doesn’t work, perhaps your cousin will agree to join in the sale and receive ten percent of the proceeds.

Failing that, you’re probably looking at a court proceeding. The sale will fall apart, and you’ll have to start all over again once the problem of legal ownership has been resolved. Bummer. Before you put a property on the market, make sure your title is clear.

Lender Objections

Lenders can really punch holes in a home sale. Let’s look at a few examples.

Example One

The lender calls and says your garden shed is encroaching on your neighbor’s property, while their fence is on yours. The lender won’t fund the buyer’s loan until everything is moved to where it belongs. Typically, the lender isn’t going to back down. What are your options?

If you get along with your neighbor and can do the work yourself (or can afford to have it done), the problem can be quickly cured. I once saw a very creative resolution to this problem. The shed was on a utility right-of-way. The seller got the county to write a letter to the lender saying that if a shed weren’t on a poured foundation (it wasn’t) and could be moved on notice, then it wasn’t considered an encroachment until/unless such a notice was sent.

Example Two

The lender says your property will appraise for the amount needed for the loan so long as the following repairs are made. The list of repairs upsets you. Time to take a deep breath and think. How can you get them taken care of before settlement? Can you do them? Have them done? Would the buyer be willing to help out? Is this a deal to walk away from? Regardless of the answer, the key is to make a logical decision not an emotional one.

Example Three

The lender’s appraiser comes in with an appraisal that is below your agreed sales price. The lender is willing to lend based on the appraisal, not the previously agreed price.

There are several options for fixing this problem.

1. You can reduce your price to the appraisal price.

2. If the buyer wants your property enough and has enough money, he can pay a larger down payment and leave the purchase price the same.

3. The two of you can split the difference; you come down some, and he increases his down payment some.

4. Or, sadly, the deal can fall apart over this issue.

The real key to successfully dealing with problems is to stay calm, open minded, flexible, bottom line oriented, and think win/win. Most of the problems that occur do have solutions. We just need to look for them persistently.

Keeping control- staying in check of your finances when gambling in online casino s

Online casinos are sweeping the globe as the trend for gambling over the internet proves a popular notion with millions of new and experienced gamblers logging in and betting on casino games and sports betting online. With great power comes great responsibility and with so many millions exchanging hands on online gambling websites its inevitable that some players will end up gambling beyond their means. Gambling support bodies are in place to try and discourage and help compulsive or potentially compulsive gamblers but still fears are increasing, rallied by the press and media, that online casinos could be encouraging people to recklessly gamble away their lives. This article will look at both sides of the argument and give advice for anyone who thinks they may have an online gambling problem.

Online gambling addiction - where’s the problem?

Gambling addiction has long been recognised as a problem in the UK and some studies show that up to 1% of US adults are ‘pathological gamblers’ (an extreme type of gambling addiction which stems from a mental disorder). Online gambling has been particularly scrutinised following its boom in the past few years as gambling online may present a higher risk to compulsive gamblers due to its increased availability, privacy, high stakes and speedy gameplay.

Why does online gambling attract compulsive gambling behaviour

While online gambling is thought to have a higher level of addiction than regular forms of gambling, the most likely explanation is that higher than average numbers of compulsive or even pathological gamblers are being drawn to online casinos, betting shops and poker rooms and away from their high street equivalent.

Online gambling offers immediacy unlike many other forms of betting - the online roulette wheel is always spinning, the tables are always open and theres always a game or race going on somewhere in the world worth betting on. Accounts take just minutes to create and buy chips with using a credit card. You could potentially be betting within minutes of making the decision to bet - compare this to legislation in the UK which until recently meant people wishing to gamble in a casino had to become a member of that casino 24 hours in advance of playing and the appeal of internet gambling is clear.

Online casinos and betting rooms offer other clear attractions for compulsive gamblers. They are private, unlike real casinos which are notorious for their atmosphere and spectacle. Problem gamblers are often not looking for this sort of experience - their ‘rush’ comes solely from the experience of betting - in fact research has shown that true compulsive gamblers are not attracted to games or particular types of bet. It is the act of betting and risking the money which attracts them, the casino or bookmaker is merely a willing host. Online casinos may also offer an easier point of entry for long term compulsive gamblers who are not welcome at their local casinos - such a policy is harder to maintain in the virtual space although the majority of online casinos would willingly ban problem gamblers given the chance.

Will online gambling make me a problem gambler?

The short answer is no, problem gambling starts with the player not the casino or bookmaker, wither real or virtual. If you have a compulsive prerequisite for gambling you may well find it more difficult to control your habit when gambling online for the reasons noted above. Problem gambling has also been associated heavily with internet gambling due to its ease of use, game rules are explained in a straightforward, easy to understand way by online casinos and tips are openly published by the casinos themselves as well as countless other sites online. This makes it easier for new gamblers to get involved, the problem with associating this as a cause of compulsive gambling is that compulsive gamblers will by there nature seek out this type of information regardless of the environment.

How to protect yourself from addiction when starting out in online casinos

If you want to start playing on the online casino tables or place a few bets online then you shouldn’t need to worry about getting hooked. Gambling is fun and exciting. People do win real money and the majority of people bet with a very small percentage of their disposable income. To set your mind at rest before starting out however here’s a few pointers for ways to control your online gambling behaviour and ensure you keep a check on your online spend and time spent gambling on the internet.

Give yourself a budget

As gambling can get expensive, look at your financial position carefully. If you regularly get to payday scraping through on your overdraft or the last few pennies of your account with little to show for it can you really afford to lose money gambling online. Remember the golden rule - never bet more than you can afford to lose. You can win, which is great, but its always a gamble so you could lose. If you lose, can you get by without that money? Do you need to sacrifice other more important things to pay for the bet?

Know your limits

You should never be obligated into betting more than you want to in an online bet. Work out how much you can afford to stake in each bet you make online and don’t be tempted to up that bet beyond what you can readily afford within your budget. Remember the smaller you bet, the more bets you can make for your budget, meaning the experience of the game lasts longer.

Work to a timescale

You probably don’t want to spend all day in front of a computer playing online games, if this is all you want to do then this may be the first indication of a gambling problem and time for you to revaluate. Set yourself a time limit for your online gambling activity, like your budget this should be from your disposable time outside of work and family commitments.

Be strict with yourself

You should know if things are getting out of control. The first sign you’re overstepping your bounds take a step back, logout for a week or so and see if you still feel compelled to gamble. Successfully taking this step is a good sign you’re not ‘addicted’ to gambling. A compulsive gambler would not usually have this clarity.

Signs of a problem

Look out for these top signs that you or a friend are beginning to become addicted to online gambling:

* Your friends tell you there’s a problem - if someone else is noticing, particularly an online habit which is more private than regular gambling then they’ve probably got a good point.

* You start experiencing financial problems - if you’re short of cash for essentials or even for usual hobbies then think about the cash you’re spending and perhaps losing online.

* You start excusing your behaviour - if you feel its necessary to excuse your behaviour to yourself or others or are lying about your wins or loses then there may be a problem.

* Your work or family life suffers - if other areas of your life start to change for the worse, relationships become more strained or your work suffers perhaps its because of the gambling.

* You start borrowing money to gamble with - pretty obviously this is not a good idea

What to do if you think you might have a gambling problem

If you think you might have a problem with online gambling then help is available. Start by visiting Gamcare ( gamcare. org. uk/) and filling out a self assessment. This will give you a better idea of the scale of your problem. Self exclusion programs are run by most credible online casinos and bookmakers, you can join self exclusion lists like Integrity (integrity. aristotle. com ) which are adopted by most online casino’s and gaming sites. Once on the list you name and details will be flagged by institutions if you try to open an account and you will not be able to gamble.

Many local communities and church groups also run programs to support addictive gamblers in the UK and across most of the world or a simple Google search will uncover plenty of online advice and support for people with gambling problems.

About the casinos and bookmakers

Reputable online casinos and bookmakers are always keen to prevent their players from developing gambling problems. Addictive gamblers are bad for a casinos reputation, they tarnish the name of the industry and are not good, reliable customers for the casinos as they tend to bet high, lose and move on to a different casino. If a casino or bookmaker appears to be encouraging you to bet beyond your means they should be reported to the relevant national gambling regulatory body.

What to eat while camping

One of the most fun times you can have while camping is cooking for the group. Cooking is generally done over a fire or on a grill. You should bring foods that are easy to store and keep fresh. You should include snacks for the trail as well as foods to prepare for each meal. Perishable items should be stored in a refrigerator or in a cooler on ice.

Breakfast

Start your day off right with a breakfast that will get you ready for a day of hiking or exploring. Slice up some mushrooms, onions, bacon and potatoes and grill in a skillet over the fire until done. Mix eggs with a little milk and pour over the mixture to heat until the eggs are fully cooked. This is a great skillet meal that is easy to prepare and clean up. Another easy meal to prepare is a breakfast taco. Cook some eggs and place inside a tortilla with cheese and picante sauce. If you feel a bit more adventurous, try a breakfast pizza using pre made crusts and eggs. You can cook the eggs any way you like them and add bacon, potatoes or sausage. Heat the pizza crusts over the fire and top with your egg mixture and cheese.

Lunch

Keep lunch simple and easy to prepare and clean up so you get back to your adventures. Sandwiches are a great lunchtime treat using easy to store and prepare foods. Sliced lunch meats with vegetables on bread make the perfect pick me up. For a hot side dish to accompany the sandwiches take some frozen French fries, chili and cheese sauce; combine them in foil, wrapping it tightly. Throw the package on the fire and cook until the fries are cooked through and then enjoy your gooey chili cheese fries.

Dinner

Dinner consisting of a hearty stew is a great option. Using canned vegetables, mix equal parts of your favorites in a heavy pot. These can include corn, peas and beans. Also add a can of chunk chicken and pre made barbecue pork. Add two cans of tomato sauce and two cans of chopped tomatoes and simmer slowly over an open fire for a filling stew. If you went fishing and were lucky enough to make a catch, fry it for dinner. After cleaning the fish, cut it into fillets. Combine one can of beer with two eggs until thoroughly mixed. To that add twelve ounces of flour, two teaspoons of baking powder and salt and pepper to taste. Dip the fish in cornstarch then the batter. Place it in hot oil and fry until the batter puffs. This is a great way to enjoy the efforts put forth after a day of fishing.

Trail Snacks

No camping trip is complete without snacks to prepare and bring while you are out on a nature hike. Walking and hiking is hard work so you should bring some foods that will help boost your energy. Popcorn popped over an open flame is a fun way to prepare the next day’s snack. Trail mix is a traditional option and is limited to only your imagination. Use a combination of hearty ingredients with sweets. Combine granola, raisins, chocolate chips, M & M’s, cereal, dried fruits and nuts. Use whatever combinations you like.

My favorite camping meals though, are made with pudgie pie makers (also called pie irons). They are made of cast iron or metal and have long handles. Our family uses pudgie pie makers to meal delicious treats for lunch and dinner. Bread is the staple ingredient in making a pudgie pie. My favorite is grilled cheese. To make one, butter two slices of bread. Place the buttered side down in the pudgie pie maker. This will prevent the bread from sticking. Place a cheese slice on top of each slice of bread. Close the pudgie pie maker. Place in the coals of your campfire. It will only take a few minutes for the pie to cook. Turn the pie maker after about a minute. Watch your sandwich closely. Depending on how hot your fire is, the sandwich will cook very quickly. Ham and tomato are also very good additions to your cheese sandwich.

Pizza pudgie pies are popular with our family too. Again, butter two slices of bread and place the buttered side down in the pudgie pie maker. Add your favorite pizza toppings (ours are canned pizza sauce, pepperoni, and mozzarella cheese). Close the pudgie pie maker and place in the coals of your campfire to cook. Be careful when removing pudgie pies from your pudgie pie maker. Both the pudgie pie maker and your sandwich will be very hot.

Another favorite type of pudgie pie that our family enjoys are dessert ones. Butter your two slices of bread and place the buttered sides down in the pudgie pie maker. Spoon in some of your favorite prepared pie filling (cherry or apple are our favorites). Cook in the fire and enjoy.

And of course, no camping trip is complete without making smores. They’re also very easy to make. Start by roasting a marshmallow over your fire. Once your marshmallow is warm and gooey, stick it on top of a graham cracker and a piece of a chocolate bar, and then top with another graham cracker.

Cooking while camping can really be a lot of fun. Preparing foods should be easy and require little clean up and use few pots and pans. At the end of the night, though, no camping trip would be complete without toasting marshmallows. Cut some branches and skewer large marshmallows. Hold each stick over the flame until brown and toasty. It makes a great, gooey dessert and an ideal end to your day.

List building free stuff

We’ve all hear about, read about or even been subjected to some of the amazing ‘free’ offers on the web. You know the kind where they offer an all expense paid trip to the Caribbean - all you have to do is click the link. You can get caught in an endless maze of offers and promises. In the end you click away from the site because you realize you rarely get anything for free and this tactic requires recruiting and an ultimate purchase from someone – and then the endless stream of emails begin to arrive.

This tactic has had an amazing impact on list building. Netrepreneurs have found thousands of unsuspecting subscribers through the use of this tactic.

While we may not like the offer of a free lunch that really carries a significant price tag, there is a way for the average online business to use free gifts to build their lists.

For instance, if you have an online potpourri shop you could provide a form your customers can fill out to receive a free sample of one of your potpourri scents. In this scenario they provide their name as well as a physical and email address.

If you make sure the ‘FREE’ section indicates there is no cost or obligation you will likely receive several requests for whatever free product sample you are offering and you have added names to your list in a way that may be more cost effective than other means.

This same concept is being used effectively when customers wish to access exclusive information. If you can provide a compelling body of information in the form of a report of ebook you might make it available to site membership. The proviso would be that the membership is free. Many will sign up for the information and assist you in your list building objectives.

The same concept can be applied to downloads of specific site only information, screensavers, video and audio. Each of these signups can further your ability to grow your list for additional marketing strategies.

In spite of the fact that consumers have been burned by ‘free’ gifts there are still many who are willing to see if there really are free gifts to be had. When you can prove that there really is value in exchange for their contact information they may find a level of trust that has them coming back for more.

The client always wants to know his or her needs are being taken seriously, be sure to treat those customers with the respect they deserve. The results may amaze and astound.

Seo - making the best use of keywords

Once you have selected the keywords that you want to use in your SEO there are ways that you can use them to intelligently increase the attractiveness of your copy to both readers and the search engines.

First of all it is key to use keywords and keyword phrases in all of your headlines and subtitles. However only do this if the keyword actually augments rather than distorts the title of your site. Your best bet is to try to keep the title a complete sentence well at the same time trying to capture the gist by using one or two well-chosen, high ranking keywords. When writing copy try using keywords in the first sentence, last sentence and at least once in each paragraph. This is a rule that many professional SEO copywriters follow in attempt to make their technical writing sound more like "natural language." Both humans and spiders dislike robotic language.

Don’t be afraid to bold, underline or italicize your keywords. They also stand out if they are used in bulleted links or if they are included in photo or image captions. This type of treatment can help highlight the words or phrases, not only to the reader, but also for the search engine.

Avoid using focused keyword phrases when a broad term is required. Not every generic phrase that you see is an open call to insert a keyword phrase. Also avoid using the same keyword phrase several times in a paragraph if you can. This is called keyword stuffing.

In conclusion the only sure way to test your keyword optimized search engine friendly copywriting is to post it online and then try searching for it in an engine. If type in the keyword phrase and it turns up, then you have done an excellent job as at SEO copywriting.

Obtaining a debt consolidation loan to control your credit card debt

Many people in the early years of the 21st century have found themselves dealing with serious debt problems. More often than not these men and women are facing these serious financial problems because of the manner in which they have used -- misused -- their credit cards. In this informative article, you are provided with information in regard to what you can in order to bring some control over your finances in this day and age, particularly some degree of control over your credit card debt. By getting control over your credit card debt, you will be on your way to a more stable financial situation now and into the future as well.

One option that you have available to you if you are interested in reigning in and dealing with your credit card debt is a debt consolidation loan. Obtaining a debt consolidation loan can be a quick and effective method of dealing with out of control credit card debt. You will want to spend some time shopping around to make certain that you obtain the best terms associated with a debt consolidation loan as part of your strategy to control your credit card debt.

By obtaining a debt consolidation loan you will be able to significantly lower the amount of money you are spending each month. In this regard, by obtaining a debt consolidation loan, you will be able to:

-- reduce interest rates you are paying in regard to your debt

-- eliminate penalty payments you’d been making

-- eliminate late fees you’d been making

When all is said and done, this can result in a very substantial savings to you over the course of not very much time. In other words, when it comes to dealing with reducing the costs associated with credit card debt, a debt consolidation loan is a great option in many instances.

You need to keep in mind that obtaining a debt consolidation loan to deal with your accrued credit card debt will not, in and of itself, be enough to completely relieve you of the prospective burden of significant credit card debt. You actually need to do more beyond obtaining a debt consolidation loan to ensure that you do not end up in trouble with credit card debt again in the future.

Beyond obtaining a debt consolidation loan you need to stop using your credit cards liberally. You literally need to cut up your credit cards. It is acceptable to use a solitary credit card -- prudently.

In addition to reducing your reliance on credit cards, after you have obtained a debt consolidation loan you will want to consider meeting with a debt counselor or a financial planner to plot out a debt management strategy for your future. These professionals can aid and assist you in coming up with specific and workable strategies through which you can keep your debt under control in the future.

Wedding favor ideas tips for planning weddings

If you have ever attended a wedding, you probably remember the keepsakes that the bride and groom gave their guests. Giving each guest a wedding favor is part of the tradition of the wedding ceremony. Any bridal shop will have various wedding favors from which you can choose. For a more unique touch you can design and create your own style of wedding favor to give guests. Not only does this add a special touch to the ceremony, but it also provides an opportunity for the individuals in the wedding party to spend time together before the ceremony in an occasion that is not as hectic. A customized wedding favor can also save you money since you can usually buy the materials you need at any hobby shop.

More than a Keepsake

A wedding favor can serve many purposes. A keepsake is the main reason that people give a wedding favor at weddings. A wedding favor can also serve the purpose of sending off the bride and grooms. A very popular wedding favor that you can make without spending much time and money are bubbles. When the wedding couple is leaving for their honeymoon venture, the guests generally send off the couple with a cloud of bubbles. When you make the decision to give each guest a wedding favor that is memorable, it is a good idea to come up with a wedding favor idea that is associated with the bride and groom.

Adding Your Unique Touch

In addition to being a keepsake, a wedding favor should be unique. To make a wedding favor unique, you can add a twist to a traditional idea or create something completely your own. Divinity or candy is a common gift that you can dress up with decorative containers or wrappings. It is completely acceptable to make the candy or divinity yourself or have someone with cooking skills take care of this for you. A candle makes an excellent wedding favor because there are so many fragrances, colors, and accessories that you can use to make them a unique wedding favor. If you go with candles as a wedding favor, you might to consider taking a candle making class. Check your local area to see if any of the hobby shops have candle-making classes. This is a fun activity that the entire wedding party can participate in.

Cost

You don't have to spend a lot of money to create a unique wedding favor to give their wedding guests. It is an unspoken truth that a wedding favor is inexpensive. Even if you are creating the most formal wedding ceremony, your wedding favor should be simple and cheap.

Searching for the cheapest laptop

There are several different types of laptops on the market today. For many individuals, the importance of having the right laptop is the key for getting a project completed and the ability to work in a variety of locations. For example, if you are a college student, a laptop is vital for writing papers and searching for crucial information away from your dorm room or apartment. You are usually able to take your laptop to class with you and take and save your notes directly to your computer. And, as we all know, college students have very little funds to spend on a laptop. If you are a small business owner and do not have the large bank account that a huge conglomerate may have, and need a laptop, it is also vital for you to shop wisely.

As I am sure you are well aware, most laptops carry different price tags depending on the laptop’s configuration. So what if you are that person who desperately needs a laptop and are on a limited budget? The solution is simple. All you have to do is shop around for the laptop with the components you need at the cheapest price. One has to be a wise and well educated shopper. Look and wait for the sales. Sometimes you can find a very well equipped computer for very little money.

When searching for the best deal on a laptop, do not think that you are only able to browse through the low end laptop computers that are going to be insufficient for your needs. All laptops have the same basic features such as word processing, graphic capabilities and access to the Internet. The more expensive laptops may have a few more features and programs but they share a lot of the same abilities as the cheapest laptops as well. All laptops allow you to do the same basic projects such as save documents, download music, and other things of that nature. The only difference might be speed and memory. Some laptops are going to be faster than others and may have more memory space. You shouldn’t have to settle for less when searching for the cheapest laptop. All laptops are loaded with the same basic programs everyone needs when it comes to a computer.

You can find a wide range of laptops available on sale at various times and in various places. If you go to your local electronics store, you are bound to see a number of laptops at different prices. Ask a professional which laptop is the best for you and your needs and is also in your budget. It is a great place to get a hands-on look at a laptop that you may be interested in. You can try out the keyboard and see if it has a comfortable feel for you. You are able to actually see the differences screen definition. Then when you look online you will already know what you want. You will find a huge selection of inexpensive laptops online with many benefits that will surely fulfill the list of qualities you are looking for in a laptop. Some may also offer free delivery. Whether you are looking online or at your local electronics or computer store, watch for newspaper ads or online ads for the deals on the cheapest laptop computer.

Mexico s unknowns

Mexico... The place to party. It's the perfect destination to relax on the beach, barter with locals, drink tequila, and get a tan. For the most part, Mexico is considered a fairly safe place to visit if you will be in the safety of an all inclusive resort. This was the attitude of Pamela Woods, just 3 months ago, on her trip to Mexico which was drastically different than she expected.

I dont want to be costing the resort all kinds of money and give them a bad reputation, so I will keep the name of the resort confidential. But what I will tell you is the story of Pamela Woods.

Pam is a family girl, as she is married to a nice doctor, and has 2 wonderful daughters. Her life went in a spin 3 months ago, during her visit to an all inclusive resort in mexico. One of her daughers, and her husband, drove down from canada, to meet the other daughter and herself at the resort. All was well when the family was together again, but the second evening of mexico wasn't so spectacular.

Pamela Woods, mother of 2, was beaten and raped on the shores of the resort, by a local mexican around 7:30pm. She left her sandals at the beach that afternoon, and remembered to go and get them after dinner. When she didn't come back to the room, the kids and husband began to panic.

The threesome set out in search for her, and found her lying on the beach, bloody, bruised, and naked. This was a devistating trip for the Woods family.

This story is not supposed to be a scary or disgusting, it is intended to inform you tourists of the threats that are there, even in a 5 star resort. I'm not saying "Stay away from mexico", because it can be a fun time just take into consideration that the worst CAN happen, and it did to Pam Woods. Travel together, and never go out alone.

Hidden costs in free offers

For every one entrepreneur who learns how to earn money on the internet, there are many more wanting to do the same thing. So, the ratio of success to failure increases as the gap between the two groups gets bigger.

One of the by-products of this growing gap is the increase of traffic in opportunity offers as the result of the increase in successful projects. There is no doubt that opportunity abounds, but in any endeavor it takes time, a resource that is in short supply especially if your not quite ready to “fire your boss”.

After getting past free promotion, bonus packages, and getting down to business, a knowledge gap appears. At this point the relation between time and easy, or time and low cost, is starting to look more like a liability instead of an asset.

I think of my time as a valuable asset that must be leveraged to increase its value. Similarly, money is an asset if more comes in than is paid out. So I invest time as I do money, by evaluating the risk and return on investment. Therefore costs hidden in free offers are mainly based on the value of time.

Not all opportunities are created equal in the leverage department. Once you find out that “easy” is not the same as the time it takes to get your business produce a profit, your time has been leveraged by someone else at your expense. When time and money liability becomes unsustainable, the opportunity is forgone for stories about internet business that doesn’t work.

Many investments in so called easy to follow, step-by-step, methods lead to monthly liabilities like service fees for an ISP, leads, auto-responders, etc. Until income exceeds the cash flowing out, the liability is compounded by the time it takes to learn how to build the business to profit and you’ll likely need deep pockets to leverage your time. Alternatively, opportunity with a fixed cost changes the time leverage factor in your favor.

Fortunately, I discovered one such opportunity that’s like a Swiss army knife because of the multi-function it delivers. Once past the red flags of big money, low cost, network building, and leveraging time for marketing, this extraordinary opportunity earned its place in my portfolio because it is also an object lesson, a bonus to learning how to leverage time and money to build your business.

There were only three payments to start-up, a total one-time expense less than a 1 year domain rental liability. Software and ebook products were delivered immediately upon purchase. In a few easy steps, I had signed up for merchant accounts that now enable me to do transactions internationally. All I do now is promote the site along with my other internet business investments.

If you don’t have a low maintenance high potential earner in your portfolio yet or would like an object lesson to test your existing investments, please drop by my site for the link or email me.

Joong bong the most versatile and easy to learn martial arts weapon

People have been picking up sticks to beat each other since time immemorial, but the joong bong, the Korean Middle staff, is something really special in the world of martial arts. This is the most commonly taught weapon in the Korean martial art of Kuk Sul Won, though tournaments and ease of use have brought the joong bong into other arenas, like Tae Kwon Do.

I got my first look at joong bong technique a few years ago, when I was interviewing one of the advanced students at a Kuk Sool Won school in Milwaukee. She was giving me the run down on the basic kicking and striking techniques used when something caught my eye. Next to the fans and tridents, most people wouldn't have given the homely stick a second glance, but I could tell from the wear that this was a weapon that many students had trained with.

The joong bong itself varies depending on the school and the preference of the user. Usually, it is made out of wood or rattan and measures between 2 and half to three feet long. My friend mentioned that some heavy hitters like their joong bong to be made out of metal, and after I did a few passes with it, it makes sense; in terms of practicing, the heavier the stick is, the better the workout you'll get.

She explained that the joong bong was the middle-sized staff that many students started off with, and is one of the easier weapons to master in the realm of Korean martial arts. She herself had started with the joong bong, and though she had progressed to a mastery of several other weapons, the joong bong remained one of her favorites. As I watched, she demonstrated some of the moves associated with this ancient weapon.

The joong bong is held at one end, rather than in the center. My friend emphasized that that this is used primarily for striking and as such, the tip should be aimed at the opponent's neck for maximum effectiveness. Slowly, she took me through the four basic striking techniques that make up her joong bong practice and then she sped it up. As I watched in awe, she became the center of a whirling storm, the slow exercises she had been demonstrating turning into a fierce burst of activity.

She grinned at me when she finished up and asked if I cared to try. I was ready to go ahead so I stepped on the mat to face her, but she laughed.

"I was thinking about pairing you with one of our newer practitioners of joong bong," she said and pointed at a thirteen-year-old boy, who was taking his own stick through the motions. I was going to laugh too, until I noticed how fast he was moving and how hard he could bring down his stick!

Free online resources for photoshop tutorials

Photoshopping is more than just a neologism. It has become an industry all on its own. From doctored pictures to special effects to stunning works of art, Photoshop has let itself be known and while there have been many imitators, Photoshop remains the premier image editing software trusted by millions. If you want to get into the action, learn Photoshop using free tutorials online. Here's how:

Free online tutorials

Go to the main men themselves at Adobe. com. Photoshop is one of Adobe's most recognizable and popular products other than Adobe Acrobat. This is also the site you should go to if you want to learn more about the features and functions offered with every Photoshop version. Every time a new version comes out, Adobe. com not only publishes valuable information about it, they also update their tutorials page.

Simply go to this page and find the tutorials appropriate for your particular Photoshop version. This is a veritable fiesta of free Photoshop tutorials, offered buffet-style. Simply pick which ones interest you and start learning. However, if you've never used Photoshop before, take advantage of the free tutorials and spend some time with the basics. You'll be glad you did, especially later when you'll be taking up the more advanced lessons.

Adobe. com has enough free Photoshop tutorials to keep you busy, but there are other sites you can check out for other tricks. Check out Tutorialized. com. This is a site that provides free tutorials for every sort of lesson you've been dreaming about. They have nearly 6,000 free Photoshop tutorials that will let you in on the secrets to creating spectacular digital art and amazing special effects.

You can click on any of the 19 categories to choose what you want to learn or check out the newest offerings recommended on the site. You can also get in touch with other Photoshop users through the site by joining the discussion forum. If there is a Photoshop problem you can't seem to solve, you can ask any of the users online or post a message to get an answer to your inquiry.

Another site worth checking is IntelligentEdu. com. If you have a specific Photoshop tutorial in mind, try using this site, a free training blog for various software such as Photoshop, Dreamweaver, FrontPage, Flash and other Adobe Macromedia applications. It's also a great resource page for books on various computer subjects.

Go to SketchPad. net. The free tutorials are outlined on the page, allowing you to choose from the most basic features to the most advanced. Learn about paths, custom textures, layers and effects in simple and clear instructions. You can also jump forward to the free photo-retouching tutorials or learn the vector principle through their tutorials on the special Photoshop project.

Another site that offers great Photoshop tutorials for free is PhotoshopTutorials. com. This is actually a directory that offers a listing of quality Photoshop lessons, although there are some really great sample tutorials you can try from the site, courtesy of other sites such as NewTutorials. com, Depiction. Net and PhotoshopLab. com. Simply click on the link to Adobe Photoshop Tutorials to access the page or start with the featured tutorials immediately. You might want to explore a little bit, though because the site has a lot to offer.

Looking for free Photoshop tutorials are not that difficult because there are literally tens of thousands you can use online, not to mention the dozens of tutorials offered through CDs and DVDs. If you want to learn Photoshop, start now and check out the sites. The earlier you learn, the faster you'll be able to use Photoshop with confidence.

Why google sitemaps is a win-win situation for webmasters

The process of informing search engines about new pages in your website or about new websites in your care can be quite a time consuming task. The submissions process is just way too much trouble for its own good that even the search engines have realized that it is a path not worth pursuing and completely stopped using this method a long time ago.

There have been many innovations presented since then as a way of simplifying the submission process and eliminate most of the drudgery that has been associated with this task. With the development Google Sitemaps, the process has indeed been a big help to many webmasters and business owners. In fact, many people contend that Google Sitemaps is probably the most important development on the internet since the RSS, blogs and ping.

RSS, blog and ping had actually been used by webmasters as tools in informing search engines about new additions to their websites even though this function was not the primary purpose of the aforementioned innovations. Of course, Google Sitemaps is so much faster and easier to use compared to the said systems and this is the reason why it has risen in popularity and is now acknowledged as the most effective way of updating a website to search engines. In fact, this new innovation of using sitemaps for the search engine submission process has become a very vital part of operating a website and a webmaster can ignore it at his own risk.

There may still be some sceptics who may still not believe that a sitemap method of submitting new web pages or new content to a website is very effective. One reason why using the sitemap method like Google Sitemaps is that the technology was developed from the ground up with solely one primary goal, which is to alert and direct the Google search engine spiders to the web pages that you have specified. All the other methods are considered as indirect and submissions to search engines are not their primary purpose either.

Clearly, using Google sitemaps provides a win-win situation for webmasters and online business owners.

First, Google sitemaps limits the huge waste of the resources needed to crawl web site that have not changed. The technology allows webmasters to inform Google which pages have changed or if there are new content added to a website and then direct Google’s spiders directly to those pertinent pages.

Google Sitemaps also radically speeds up the process of discovery and addition of pages to Google’s web site index. This can only be achieved if you use the technology and nothing else.

Google Sitemaps offers a level of usability that is different from conventional sitemaps because it offers a directory of all the web pages in the web site that the webmaster or online business owner wants the search engine to visit.

Without the assistance of sitemaps like Google’s, it may become hard for a web page to be found by the search engine crawlers. There is even a chance that the page may not be found at all.

Before you invest in a swimming pool

If you are thinking about installing a swimming pool on your property there are some obvious and some “not so obvious” factors to consider.

Budget is a huge factor, but not the only consideration. First, evaluate your reason for installing a pool. Is it purely for recreation? Do you have a family member who has a health condition that might benefit from daily swimming? What kind of space do you have for your pool? Do you plan on using the pool year round? What kind of building codes might apply in your city? Will your pool be for exercise only? Do you plan to include a hot tub or spa?

As with any project, we often end up spending much more than originally intended. Proper planning can help to minimize those “extra” expenditures. Give some consideration to how you would like the area around the pool landscaped and plan on that expense. Have you given any thought to maintenance cost? Pumps, filters and chemicals are regular expenses that need to be budgeted. Filling your pool initially will cause your water bill to rise significantly the first month. You will also want to consider the expense of water loss through normal usage of the pool.

The choice of swimming pools will be largely dependent on your answers to the previous questions. In a nutshell you have two choices, either in-ground or above-ground. Each has their own pluses and minuses.

An above-ground pool can be dismantled if you move to a new residence. They are also less expensive. Esthetically speaking, above-ground pools can be set up with decking and landscaping that rival more expensive in-ground pools. Often, the dealer you purchased from will offer setup and in some cases even decking and landscaping services.

In-ground pools are definitely more expensive than the portable, above-ground alternative. However, they usually increase the value of the property. If you have decided that an in-ground pool is best suited for your purposes, here are some steps you need to take:

1. Shop around for a contractor.

2. Obtain at least three written bids.

3. Make certain that ALL labor and materials are included as well as building permits.

4. Ask for a list of previous customers.

5. Don’t make a hasty decision. Take your time and don’t be pressured into signing a contract.

6. Check with the Better Business Bureau to determine if the contractor has any outstanding complaints.

7. Confirm that the contractor has the proper license.

8. Never pay the contractor in cash. Always use a check, cashiers check, money order or credit card so you have proof of purchase.

Purchasing a swimming pool is a major expenditure. The old adage of “an ounce of prevention is worth more than a pound of cure” applies. Plan your project properly and you will enjoy years of pleasure.

For the cheapest mortgage protection insurance stick with a standalone provider

If you want the best and cheapest mortgage protection insurance then you have to choose to buy your mortgage payment protection from a standalone specialist as opposed to taking what seems to be the easiest option and purchasing the cover out alongside the mortgage with the high street lender at the time of getting your mortgage.

While it might seem like the best way to purchase the cover, it isn’t. In the majority of cases the premiums that high street lenders charge are extortionate and the cover is of a lower quality than that which is offered by the standalone specialist provider. In some cases you could save hundreds or even thousands of pounds on the cover simply by going with a specialist in payment protection and of course as they specialise in the products they sell, they have knowledge and can pass this onto the consumer so that they are able to determine if the policy is suitable for their circumstances.

While mortgage protection insurance can be a safety net it isn’t suitable for everyone and there are reasons which mean that you might not be eligible to make a claim so it wouldn’t be in your best interests to take it out. Reasons which can stop you from being eligible to claim include if you only work part time, are ill at the time of taking out the policy from an ongoing illness or if you are self-employed. While these are common reasons policies differ with the exclusions within them and it is essential that you read the small print of any policy you are considering.

Providing the cover is suitable then it would begin to give you a tax free income so that you can comfortably repay your mortgage if you should come out of work through unemployment caused by such as redundancy, suffer from an accident or sickness. There is a waiting period which is a certain amount of time that you have to be off work continually and this is usually between 31 and 90 days but once the cover has started to pay out it would continue to do so for between 12 and 24 months depending on the provider. With your mortgage being your biggest outlay each month and being able to repay it essential if you want to ensure that you aren’t at risk of getting into arrears and having your home repossessed, it is essential that you do give serious thought to how you would continue repaying your mortgage if you were to come out of work for any length of time.

Cheap mortgage protection insurance can be found with a specialist provider and for those who qualify for a policy it is one of the best ways of giving yourself peace of mind and security in a world where nothing is certain. Always check the small print and read the key facts that all specialists in payment protection will make available to you and mortgage protection will do the job it’s supposed to do.

A beginners guide to a clean and healthy aquarium

A clean aquarium is the best habitat for all kinds of fish or other living organisms like crabs for example. A clean aquarium means your fish and plants will live for a longer time saving you time and allowing you to enjoy watching them grow. The best way to keep an aquarium clean is to have all the proper equipment and use it often to clean with. It is also a mater of know how. There are a few things that every aquarium owner must know to clean an aquarium and maintain it in the best possible way.

People who don’t know much about aquariums might use harsh household cleaners to clean their aquariums. This would have detrimental for the small ecosystem you ought to be striving to create. Good tips for keeping your aquarium clean is to keep the water supply clean by cleaning the water pump. To do so one should always keep the filtration system in mind. A good clean filter is what the life of your aquariums ecosystem depend on. Cleaning the filter too often might also have a negative impact on your aquariums life. It is therefore important to maintain a balance, and to clean your aquariums filter only when needed or specified by the filters manufacturer. Many aquariums experts recommend that the ornaments as well as the glass ought to be cleaned at least once every two weeks. Cleaning the aquarium ornaments and glass prevents algae from building up inside. If the aquarium is made from plastic materials then cleaning should be performed on smaller time intervals, perhaps once a week. When performing maintenance operations to your aquarium, you should always keep in mind a few things to ensure that things are going smoothly inside your aquarium. Check the air pump and see if it is running ok. It is imperative that there is enough oxygen for the fish but also to allow for proper flow of the water.

Another thing that will ensure longer life for your aquarium is ensuring that the water is changed often. This way your fish and plants will live longer and your aquarium will definitely look better. One more thing that you should do to maintain a clean aquarium is to clean, or at least rinse the gravel that sit on the bottom of your aquarium. This process entails that you remove all contents of the aquarium including the fish. Therefore, its viability depends highly on how many as well as what kind of fish you have. Keeping a clean aquarium does not only entail cleaning it every week or two weeks. You should also consider acquiring a water purifier. There are many kinds of purifiers out there for different types of aquariums as well as sizes. When you use a water purifier to clean the water contents of your fish tank you should always let it sit and mix with the water to allow it to dissolve. If you are new to aquariums, always remember to read the instructions of every product used. Be careful; keep a schedule for maintenance operations and treat your aquarium with love and it will eventually flourish.

France at 200 kph - of grandmothers lyon and rain

In my teens, I traveled to France with my mother, father and grandmother for a month of sightseeing with a rental car. Michael Schumacher and Formula 1 have nothing on my father and our Opel rental car.

American fathers have an interesting if somewhat aggravating habit on trips. Yes, I am talking about the desire to see everything there is to see. This was particularly problematic in France, which has a gazillion things to see. For some reason, my memory is a blur! I’ll have to refer back to my Nomad Travel Journal, but here we go…

Churches. Big churches. Small churches. Church ruins. New churches. For three days, my grandmother had insisted we stop at every church we passed. She is just about the greatest grandmother a kid could hope for, but she had been a grade school teacher for forty years and there was just no disobeying. Did I mention we looked at churches?

We pulled into Lyon as the third day turned to evening. It was raining. We were tired and grumpy. After a minor argument, we pulled up in front of an older hotel with vacancies and checked in. Family arrangements being what they were, my parents had one room while my grandmother and I shared a second. We all agreed to take a nap and meet a little later.

As I lay on my bed, I watched the rain come down hard on the windows. I also admired the old, intricate wood structure that was our hotel. I dozed off and was awaken a few hours later by my grandmother.

“The door is stuck!” she told me.

Grumbling, I walked over to the door and gave it a yank. Then I gave it another yank. Like a bad comedy, I put one leg up on the wall and yanked again. Alas, the wood seemed to have swollen and jammed the door shut. I couldn’t budge it.

At this point, my grandmother made a passing comment about the two years of French I had taking in high school and pointed to the phone. Dutifully, I called down to the lobby and chaos ensued. Somehow, we had lost the key, so I couldn’t tell them what room we were in. It just got worse.

What is the French word for “door?” Don’t know? Neither did I nor do I now. All I could say to the person at the front desk is, “We are stuck!”

To top matters off, I also started yelling my last name, Chapo, thinking they would at least come investigate. After being hung up on twice, it occurred to me that the pronunciation of my last name means “hat” in French. Yes, I was yelling,

“We are stuck! Hat!”

“We are stuck! Hat!”

Intensely cussing up a storm, I walked over to the door and banged it with my fist. It bounced open. My grandmother and I stared at each other and burst out laughing.

I hoofed it to my parent’s room to tell them the story. Half way through the tale, my mother plugged in her hair dryer, flipped it on and blew out the electricity for the entire floor.

We left very early the next morning.

Travelling to india - inroduction to indian society

This is a fact of the order of India. And you would fail sorrowfully if you were all out to find out the Indian ethnicity. India is not a monolithic intellectual region. It’s an collected works of a thousand within a realm.

More than a dozen are articulated principally within a mixture of earthly regions. The diversity is visible in food, uniform and even in the social manners. The way people look and weigh up are different. The ways populace cook and eat are different. All has different and duty. Even the religious are different for different regions.

For an Indian living in a town, Varanasi at the north is a peculiar standing far away from his pictorial range and comprehension. If you’re traveling the part and extent of the citizenry everyday you are arriving at a new India, different from the one you have seen . The north, south, east and the west are all idiosyncratically different. No or towns are stereotype descriptive of India. All are exceptional in its own way. It’s a on no account-conclusion roll of menu for you to pick of your taste.

Culturally this woodland falls anyplace in between the conventional and the modern. You’ll find a lot of sex symbols and of innovativeness just about universally in India. Like women in the cities rambling around in skintight T-shirts and jeans. Those huge billboards profiling modern dress. Make no nearby it. Deep in mind it is a conservative cultivation that respects belief.

The disagreement between a sleeveless blouse and the one with poke long sleeves is HUGE in lexis of modernization. It’s industrially possible to grow that a traditional Sari is (can be made!) more ‘sexy’ than a T-shirt and . But at a halt the next is usual with incredulity.

The generation is a time away from that of their parent's. The artistic crash truly more at the Indian living rooms than the one with a cowboy movie visitor at a social home. They are notorious in “Indianizing” all they like. The frequent “Chinese fast food” joints doted all around the inhabitants serves food neither Chinese nor Indian. The vegetarian McDonald and the Indian style of MTV (pointless V, as they call it!) are fresh examples.

But the peculiar thing round this variety is that you can feel the presence of a glaring and generally common social net encompassing all the specific Indian cultures. The blood circulating is common.

The Social constitution.

There is unknown like the poor lives in and the rich in the . The extreme riches and the unimaginably poor live practically side-by-side. Well. The burgeoning inhabitants of middleclass anywhere in-between.

All share more or less the same open scene. The cultural co existence of these classes for the generation is a vision unexplainable. Accommodating an unknown imported traveler in this organization is not a shocker as compared to her own social contradictions.

The trim of all a one-off fiscal routine to accommodate and furnish all of them. As a tourist this to your pro. You can fit into wherever in the monetary band. This is one motivation why it is possible for you do an India tour with a immoderate or a firm economical.

You'll not miss anything expect the luxury and comfort as the tavern accommodations are existing from $3 to $300.Three kilometers you can travel for a cost from $10 to $150 by the same train at different classes. You can have a polite meal from less than $Ѕ to a king like for $50.

There is something like the "poor man's Mercedes" to be had for anything and the whole thing in India. Like everybody in India you need to find out your economic refinement and just fit into that! ‘When in Rome, do as Romans do’ is a workaday member of instruction in this context.

A unconnected holidaymaker definitely in a social deception. The metamorphosis can be made as an plus. People engaged it for granted that a unrelated sightseer is well and plucky. It’s up to you to make it to your lead. Probably this is from the fact that they see countless number of lone foreign travelers roam the nook and crook of the wilderness.

An average Indian thinks as if the complete of the western people is of the same monolithic traditions. For him the US background and the UK are the same, time off alone the differentiation between Scotland and Wales!

This has nothing to do with the geography understanding or the lack of it. The purpose for this be simple. Both the beginner guest and the host are ignorant of each additional's mores.

Don't get amazed if your Indian friend introduces you to her dad's oldest colleague's son-in-law's younger sister to you! It is a highly networked domestic formation unfamiliar to the west. People are not nonaligned to each other as in the west. Parents play highly forceful role in every Tom’s life.

A simple case is the marriage. Selection of ones life partner is rarely an private’s decisiveness. People prefer a wider acceptance in the everyday ball on matters related to marriage. It’s perceived as a establishment of a new network of relations and not as a one to one pact.

This is what the social reassurance net in India. The same hold good for many aspects ostensibly ranging from academics to vocation decisions. A household is more of a group consulting body where each one’s belief .

This explains why a obese number of inhabitants collapsible as private. This is one occasion why the trains and busses are congested. ‘Family only’ are offered in most of the .

The intimate is the elementary building extension of the Indian the social order.

Any layman on the road wishes to talk something with you. They love words. That is negotiation a lot even with a whole visitor on the street. Such communications by the skin of your teeth starts with each new by name. The theme is in the main a subordinate of trendy interest. They can talk for as if they are long time friends. At the end they may go forward even without eloquent each further’s name!

To a foreign person the fundamental problem is perpetually on the order of his voters. Everyone is qualified to ask somebody on the street the newest nick! Probably this explains the high normal levels in shared places.

It’s a enduring but expressively precise race. Personal attachments and intimacies are esteemed. They are tarnished for personal questions. This may not be with any mischievous aim. They go out and ‘come ’ by sharing private information. It as a rule range from where they live, where are they profitable, what occupational they do. and the list is endless.

Did google bomb new directories online look s that way

A few weeks have gone by now and the results from Google’s new update are in. As we take a closer look we see a pattern emerging. It seems as though, older more established directories are being rewarded once again. Many newer directories / Resource Links seem to rank much lower. As we take a closer look at this, we start to notice some rhyme and reason behind all the chaos.

Is This Google’s Way of Getting Rid Of “I link to everything directories”?

What is meant by that is this: As more and more people practice and utilize linking strategies online to build their SE placements, the more and more things start to get out of hand. I mean, is reciprocal linking the next “Link Farm” to get wiped out from Google?

I can’t really see that happening but it’s starting to show signs of this. When you search online these days for listings, companies, resources, etc., we seem to be getting older, more popular “Yellow Directories” than anything showing up on top of specific “service based” searches. I mean let’s face it, yellow directories have been around since “Local Telephone Books” were first invented.

Is Google Implementing A Trust Factor?

I only mention this because since the boom of resource links comes the growth of doorway pages, unethical SEO practices, and especially key stuffed resource pages. There are certain resource directories out there that have stood the test of time and still continue to use sound practices and quality content for their readers.

Don’t Forget Our Loss Of Faith In “DMOZ”!

Lately people seem to be losing faith in DMOZ, the open project directory where human beings get to judge whether or not one company should get a listing above the rest. The problem with this seems to be with the “editors” discretion of not adding the competition to their section of DMOZ. Many individuals who are “editors” at DMOZ are your competitors.

Is Google Also Losing Faith In “DMOZ”?

You may get some interesting answers when you ask yourself the above question since more and more we are seeing a drop in DMOZ activity in searches within Google. It seems as though, Google might also see this negative side to DMOZ. It may not be extremely apparent just yet but I would watch for this and possible changes to the DMOZ operation and editing freedom.

Is Google Bombing Directories Online?

Due to the new shift in resource directories online and people who exchange links, search engine results continuously bring up large useless directories of websites claiming to be relevant to your search. The problem with this is some people use “spam” tactics to stuff their directories with relevant key words in order to get better rankings for their resources. In doing so, it delivers poor quality to visitors who are actually browsing through these resources online.

What Is Google Doing About This?

Like I mentioned above, it seems that Google is taking a profound interest in older, more established directories in order to weave out newer, more content rich directories built to drive more traffic. By doing this, Google can deliver better “local searches” for company listings instead of the growing directory websites popping up at a terminal near you.

How Can You Prosper From This Change?

Go back to your directory listings online. If you don’t have any, this would be a good time to implement a directory listing strategy. Take a good look at your listing and make sure that your listing not only appeals to your visitors but also has atleast your website link for search engines to crawl through and rank accordingly.

How Will This Help You?

As a norm, a good practice to follow is search for your “desired search engine searches” geared towards your business. Find any related directory that comes up in those searches and list your business. By listing your business in these directories, you will help your company get targeted visitors to your site that are actually looking for your product/service.

I hope this article helps you out!